Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Savings made easy

Really like using the smart saver account, it’s so easy and simple to see if I am hitting my savings goals and I love the fact you can have different pots to split it out. Finance made easy! Reviewed on: 11th January 2023

Great company

Always have the highest rates and quickest to raise them Reviewed on: 11th January 2023

Easy to set up and love the different pots

I set up my account in a couple of minutes. So easy to transfer money from one account to the other and I love that you can set up different pots for different things and everything can be seen at once Reviewed on: 11th January 2023

Very easy

Simple to set up and operate, great rates. Reviewed on: 11th January 2023

So easy to use! Love it!!

I wanted a separate account to save for Christmas and Zopa was the one for me. Reviewed on: 11th January 2023

The best

Great service and best rate Easy to open and helpful bank Reviewed on: 11th January 2023

Great savings account

Simple, yet so effective. Great product and company with flexible product accordingly Reviewed on: 11th January 2023

Fantastic, smooth

Very fluid experience and intuitive app. Fast deposits and withdrawals. Monthly interest payments are a bonus! Reviewed on: 11th January 2023

Zopa

Honestly this is the best credit card I’ve had, and the saver scheme they have is amazing! Reviewed on: 11th January 2023

Competitive rates of interest

Chose Zopa as their interest rates are more than competitive with banks and building societies. So easy to communicate with easy access within the parameters of the choice of savings account. Would highly recommend. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Monzo 4.83 from 267 reviews
Monthly Saver
from TSB 4.34 from 11 reviews
Easy access savings
from Quilter Invest (formerly NuWealth) 4.60 from 220 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub