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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Yes it is a Smart Saver

Easy to organise savings in this account by managing between time and saving rates. Easy access to money in the instant access account or if you leave money in at different account and withdraw in agreed time. Excellent Good rates. Reviewed on: 11th January 2023

Zopa, packed with goodness

Useful to have instant access and notice savings pot with decent interest rates. Have moved money from other accounts as a resukt. Reviewed on: 11th January 2023

Easy and Excellent

Such a super savings account, I’ve never been more motivated to save. Easy access and great interest rates. Just superb! Reviewed on: 11th January 2023

Good interest rate and easy to use

The app is very easy to use and makes it really simple to add money to your savings quickly. Reviewed on: 11th January 2023

Straight forward savings

Great interest rates and very easy to use... Much better than my current account provider offers. Reviewed on: 11th January 2023

Unbeatable by everyone else

4 different accounts in one with varying levels of access and interest rates. Best available at present. Reviewed on: 11th January 2023

Zopa savings account quickly to increase interest

Since opening Zopa's savings account with boost options they have consistently passed on interest rate increases to customers. Reviewed on: 11th January 2023

Easy to use app

Very simple to set up account, easy to use app, competitive interest rates and the ability to easily move money to notice accounts with higher rates Reviewed on: 11th January 2023

app savings

easy to use, good interest rate deposits and withdrawals quick and easy Reviewed on: 11th January 2023

Excellent

Great savings account, too interest rate and super easy to ise Reviewed on: 11th January 2023

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