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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent rates, easy to use app

Their app is fast and very easy to use. The interest rates offered on the different tiers of smart saver accounts are excellent. I haven’t found an easy access account that offers more interest. Reviewed on: 11th January 2023

User friendly

The savings account is simple and easy to use , very fast transfers of money in and out of the account Reviewed on: 11th January 2023

Amazing savings account

So easy to use and set up and amazing interest rates! Have recommended to friends and family already Reviewed on: 11th January 2023

Yes it is a Smart Saver

Easy to organise savings in this account by managing between time and saving rates. Easy access to money in the instant access account or if you leave money in at different account and withdraw in agreed time. Excellent Good rates. Reviewed on: 11th January 2023

Zopa, packed with goodness

Useful to have instant access and notice savings pot with decent interest rates. Have moved money from other accounts as a resukt. Reviewed on: 11th January 2023

Easy and Excellent

Such a super savings account, I’ve never been more motivated to save. Easy access and great interest rates. Just superb! Reviewed on: 11th January 2023

Good interest rate and easy to use

The app is very easy to use and makes it really simple to add money to your savings quickly. Reviewed on: 11th January 2023

Straight forward savings

Great interest rates and very easy to use... Much better than my current account provider offers. Reviewed on: 11th January 2023

Unbeatable by everyone else

4 different accounts in one with varying levels of access and interest rates. Best available at present. Reviewed on: 11th January 2023

Zopa savings account quickly to increase interest

Since opening Zopa's savings account with boost options they have consistently passed on interest rate increases to customers. Reviewed on: 11th January 2023

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