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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good Rates Great App

Best rates, easiest interaction. Reviewed on: 11th January 2023

a1

easy to set up very good rates of interest brilliant Reviewed on: 11th January 2023

Outstanding in every way

I have had 2 loans with Zopa and now have a savings account with them. I have always been entirely satisfied with how they conduct their business. Reviewed on: 11th January 2023

Flexible Savings

I love the savings account, I can split it into different pots for different things. I can even turn some pots into 7, 31 or 92 day accounts for a boost to my savings. Plus it’s so easy to move money around. Reviewed on: 11th January 2023

Love Zopa

Started using Zopa when I sold my house and had money that I wanted to invest but be able to take out quickly if needed, the app is really easy to use, never any problems adding to my money. Would recommend to all my friends and family Reviewed on: 11th January 2023

Already recommended to a friend

Such a smooth set up and innovative products.... Reviewed on: 11th January 2023

Super easy to use

Easy to set up, quick, simple. Nice app. Great savings! Reviewed on: 11th January 2023

great customer service, easy to use and a smart way to save.

I would highly recommend Zopa to anyone looking for a reliable savings account to get the most from their money. It was incredibly easy to set up and being able to save in different pots gives you ultimate flexibility to reach your savings goals! Reviewed on: 11th January 2023

Easy to use

Very easy to sign up and easy to deposit money into the account. Also give you a great way to keep an eye on your credit file. This is perfect for me and my partner Reviewed on: 11th January 2023

Easy access with no strings attached

Currently 2.86% APR. Move money in and out as many times as you like without penalties Reviewed on: 11th January 2023

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