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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,146 reviews, last reviewed 7th May 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

Amazing boost options and great interest rate

5
So far so good. Helping me make the most of my savings Reviewed on: 11th January 2023
Coral Marriott's avatar
Coral Marriott

Zofar, Zogood

5
I'm saving up for a trip of a lifetime and saving with Zopa makes it a little easier. Compared to my bank interés rates, saving with Zopa is bringing the dream a little closer and a little quicker. Would definitely recommend Zopa Smart saver. Reviewed on: 11th January 2023
pafitzy@gmail.com's avatar
[email protected]

Zopa best rate idear going!

5
Love this account due to the different rates offered for locking away with various time allocations. :) thumbs up ! Reviewed on: 11th January 2023
jaysonlb2002@hotmail.com's avatar
[email protected]

Excellent

4
Easy too use app. Payments are processed at speed. Very good interest rates Reviewed on: 11th January 2023
Neil Canham's avatar
Neil Canham

Excellent

5
Really easy to set up with great interest Reviewed on: 11th January 2023
richard's avatar
richard

Excellent bank and app

5
Changes to bank of england interest rate are immediately reflected in Zopas savings interest rates, offer the best rates on the market. Quick and easy to transfer money between accounts. Reviewed on: 11th January 2023
Kathryn Watts's avatar
Kathryn Watts

Easy, high interest savings

5
Really quick and easy to set up account. Interest is the highest I’ve seen at the moment and the boosted pots are a really good way to earn some extra interest - amazing unique idea. Reviewed on: 11th January 2023
Charlie's avatar
Charlie

Zopa top of the class.

5
Top rates, excellent range of savings options with a top quality and easy to use app. Reviewed on: 11th January 2023
Rodney Allen's avatar
Rodney Allen

Easy and so much more interest

5
Really quick and straight forward to set up an account. Even the easy access pot has far more interest than a regular savings account, and being able to boost pots has two advantages - more interest (obviously) and I am not tempted to dip into them on a whim. Delighted with Zopa so far. Reviewed on: 11th January 2023
Rachael Gregson 's avatar
Rachael Gregson

Glad they were recommended to me

5
Even with.ommidate access the rates are great.andbthe App easy to use Reviewed on: 11th January 2023
Stephen 's avatar
Stephen

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