Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

View other Zopa products

4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Saving made easy

Easy platform To use with competitive rates Reviewed on: 11th January 2023

Best savings

Easy to open and quick to transfer along with market leading interest rate Reviewed on: 11th January 2023

Zopa smart saver

Flexible savings account with a good interest rate. Great idea with the tiered interest rates for your different savings pots Reviewed on: 11th January 2023

Savings accounts that have the best interest

I keep coming back to Zopa to get the best interest rates and an easy to use service. Reviewed on: 11th January 2023

Efficient fast

Market leading amazing app, efficient , great interest rates Reviewed on: 11th January 2023

Simple yet professional

All the saving options you could need with the best rate’s available. Reviewed on: 11th January 2023

Really simple!

A simple way to do savings, it worked all via my phone. Reviewed on: 11th January 2023

Great rates and versatile account.

My smart saver account gives me a great combination of interest rates and the added flexibility to take periodic advantage of better rates for varying notice periods. This means I can move money into the most appropriate account whenever the opportunity arises. Brilliant and in my experience a unique product! Reviewed on: 11th January 2023

Helpful

Not only is Zopa a credit card,but you can also save with their smart savers online,I also like that if you make an extra payment it doesn't take 3 days to go back on card,which is great, I would definitely recommend Zopa,I have never hafto ring customer services as I have never had a problem, which is very rare these days Reviewed on: 11th January 2023

Zopa - best savings app ever

Great app which is easy to use and gives access to a competitive savings rates and bonus rates. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Voyager Alliance Credit Union 4.86 from 444 reviews
Easy access savings
from Chip 4.96 from 574 reviews
Premium Saver
from Progressive Building Society 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub