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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

So Simple

Easy, setup, great app, hassle free! Reviewed on: 11th January 2023

Jobs a good un

With Zopa, you get what’s said on the tin. Great support, quick communication, competitive rates and an easy breezy application process. Can’t go wrong Reviewed on: 11th January 2023

Superb product

Offering best in class interest rates and a range of savings products all in one easy to use app. Highly recommended, very hard to find any fault with it. Reviewed on: 11th January 2023

Greatness at an ungreat time

Needed to move some money so it wasn't just sitting in a little - to no interest account. Did some reading. Stumbled across Zopa. After some research I opened an account. The entire process was slick and easy. Really chuffed with them. Thank you. Reviewed on: 11th January 2023

Great product

Excellent interest rates. Easy to set up and app is very user friendly. Reviewed on: 11th January 2023

top online savings

Easy on line saving at best interest Reviewed on: 11th January 2023

Easy use. Love the app. Great rates

I use this app for my savings account. The app is so easy to use. It’s easy accessible and very user friendly. Reviewed on: 11th January 2023

App only saving platform

Easy to register, easy to use, and simple interest rate upgrade options. Reviewed on: 11th January 2023

Zopa is Brillaint

Only used Zopa so far for a short time but it’s brilliant! Easy, simple and a great saver! Reviewed on: 11th January 2023

Simple and easy to use

Very simple and easy to use. The process seems to be very transparent/straightforward and the app works very well so far. Reviewed on: 11th January 2023

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