Smart Money People Logo

Zopa: Smart Saver reviews

4.93
Based on 8,146 reviews, last reviewed 7th May 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

One of the very best.

5
Top rates , Top service , Easy sign up , Great easy to use app! Reviewed on: 10th January 2023

Best Saving Product on the market

5
I have been using Zopa Smart Saver for 6 months now and it has been a great experience. I started to save more and earn more on what I save. Reviewed on: 10th January 2023

It just works!

5
Sleek app with a seamless experience what more could you want. Reviewed on: 10th January 2023

Great savings account

5
Great interest rate, nice UI and good additional saving features such as boosted pots and recurring top ups Reviewed on: 10th January 2023

Great savings!

5
Great to be saving with Zopa. Their communication is great when adding money/ withdrawing etc. Can't wait for my interest to come in Reviewed on: 10th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44342 reviews
    Zopa
    View all products