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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7180)

Review of the Zopa, Smart Saver:

Excellent account

Love the ease of the app, good interest rates and the options to pick between differing fixed terms. Highly recommended…much better interests rates than similar providers. Reviewed on: 3rd April 2023

A refreshing change

Provides a refreshing change to normal online banking. Transfers are exceptionally fast. Customer service is OK but needs improving. Reviewed on: 24th April 2025

Easy to set up and use.

Easy to set up and use. App is clear and user friendly Reviewed on: 24th April 2025

Excellent service. Fantastic credit card

I love everything about Zopa brilliant card good credit Reviewed on: 24th April 2025

Great app.great rates.

Great app. Really fab ability to have saving pots. Brilliant interest rates on regular saver Reviewed on: 24th April 2025

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Ghjjjk think this nnmmm ddddbjjj cv non jjjj Reviewed on: 24th April 2025

I've joined the zopa bank and I also have a credit c...

I've joined the zopa bank and I also have a credit card and saving account they are very helpful thank you zopa Reviewed on: 24th April 2025

Easy saving options

Zopa had an offer of 7.5 percent interest for a year paying in £300 a month. A great wee deal that has encouraged saving. Other pots are available with 4 percent interest, but I'm glad I jumped on with the boosted pot. Reviewed on: 24th April 2025

Plain, simple, with great competitive rates

Plain, simple and excellent choices, with great competitive rates Reviewed on: 23rd April 2025

App easy to use and good interest rates

App easy to use and good interest rates Reviewed on: 23rd April 2025

Zopa have a a lot of options like a saving account s...

Zopa have a a lot of options like a saving account smart money save Reviewed on: 23rd April 2025

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