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American Express: Credit Card reviews

Name: Credit Card
Rating: 4.42 (124 reviews)

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4.32

Based on 124 reviews, last reviewed 22nd Jan 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

61%

25%

10%

Latest highest rating:

5

Great card with great points earning rate. Great card with great points earning rate. Fabulous customer service. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Now that I have made 2 payments in 5 days. Now that I have made 2 payments in 5 days. One of them you stole. You accepted my payment then told me it got returned so I paid it again. 5 days late... Read more Reviewed on: 4th September 2025

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About this product

American Express Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do American Express customers like? Find out more about the American Express Credit Card by reading our trusted Smart Money People reviews. You can also write your own American Express Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

American Express Credit Card reviews (124)

Review of the American Express, Credit Card:

My first credit card

After Amex approved to my eligibility, I have been using this card for just over a year. I love how the app is clear looking and easy to understand and manage my transactions. I didn’t find anything that I needed to complain throughout the year. Reviewed on: 29th June 2023

A great credit card with some great offers

You get great offers giving you money back for spending at certain stores Reviewed on: 12th February 2017

great credit card

very reliable , gives me cashback on purchases. Reviewed on: 11th February 2017

best cashback card

one of the few remaining cash back cards on the market, Reviewed on: 11th February 2017

Good reward card

Useful way to gain extra nectar points. Only downside being that no everywhere takes AMEX Reviewed on: 10th February 2017

Excellent credit card company

A very easy credit card, and a fantastic online service that allows you to manage your card completely online, even to view your pin if necessary. The annual statements are also very useful. Reviewed on: 4th February 2017

Great service, great perks - fly first class for less

I took up a BA Amex card two years ago, and the service is great. The app makes paying the bill so easy. The customer service call team are always helpful, efficient and go out of their way to help. For example, I called from New York to say I'll be abroad and I'd like to use my card - the agent asked if I had any further travel, and on the same call updated my card for the next three foreign trips. I used my companion voucher and we flew first class with BA to Barbados for less than £500 return. Now that's a perk of spending on a credit card Reviewed on: 1st February 2017

Great benefits - but expensive card fee

I have an airmails card with AMEX - and the annual fee is quite high - but I do renew each year because the miles and benefits are worth it. I always have good experiences when I contact the company and you do get the feeling they are going the extra mile Reviewed on: 21st January 2017

Signed up with Amex AviosCredit Card to use with Costco

I have used Amex Credit Cards sparingly in the past, such as the Nectar Card when I shopped more for the points. They work well with promotions like these, but the only problem experienced is a lot of the smaller traders still do not accept them due to the excessive charges. However the rewards have added up nicely and use where ever accept them! The Family and I are hoping to use the saved Avios Points towards our dream Holiday in Brazil. We have about half the flight already paid for! Well worth using for the great rewards programs. Reviewed on: 4th January 2017

Best credit card offer

The American express credit card very good for purchases. Reviewed on: 26th December 2016

Friend with benefits

Amex platinum cashback credit card means you can save while you spend and the added bonus are the many offers tailored to your account to save on a wide range of products and services. Reviewed on: 24th December 2016

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