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Ratings based on 396 reviews Last review 1 month ago
4.24 / 5Great overall rating

Barclaycard reviews from our Smart Money People can help you to find out more about Barclaycard whose five core values are Respect, Integrity, Service, Excellence and Stewardship. Smart Money People is the place for Barclaycard reviews. Read and write...

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Barclaycard reviews from our Smart Money People can help you to find out more about Barclaycard whose five core values are Respect, Integrity, Service, Excellence and Stewardship. Smart Money People is the place for Barclaycard reviews. Read and write reviews to help increase trust and transparency in Financial Services.

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Your Barclaycard Reviews (396)

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19th December 2019

Less offers to choose from

I redeem 50-100 pounds worth of points about twice a year and am ready to do so again but it seems there are a lot less offers to choose from and many are sold out. Offers that are available are not of interest to me so it appears the value is...

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I redeem 50-100 pounds worth of points about twice a year and am ready to do so again but it seems there are a lot less offers to choose from and many are sold out. Offers that are available are not of interest to me so it appears the value is diminishing.

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5th June 2019

Sofa...not so good

I bought a sofa from John Lewis and wanted to pay the balance of it using a credit card. Barclaycard credit card had excellent reviews and also a good deal for balance transfers so I applied online to apply for a credit card. The online application...

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I bought a sofa from John Lewis and wanted to pay the balance of it using a credit card. Barclaycard credit card had excellent reviews and also a good deal for balance transfers so I applied online to apply for a credit card. The online application was long and difficult and when I tried to upload my proof of income (never been asked to produce this by any other lender) it wouldn't accept my documents in jpeg or any other format. I ended up having to take proof of income to the nearest Barclays branch which is 15 miles from my home. I waited 10 days and called Barclays credit card and they had lost my proof of income! The staff at Barclays credit card were very unsympathetic to my situation ( I'm 73 years old!) and stated I MUST resubmit my proof of income at the branch to get the credit card. I feel that this was highly unreasonable and the whole experience was bureacratic nonsense. I shan't recommend Barclays ever again. My sofa has now arrived and I couldn't 'chair- less' about Barclaycard. Lol

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16th May 2019

Never had a problem

Several years ago, I was trying to sort my finances out from utter chaos & managed to get a Barclaycard which also offered me a transfer to a 0% rate for X months. I took the card & the transfer & set a standing order to pay as much as I could over...

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Several years ago, I was trying to sort my finances out from utter chaos & managed to get a Barclaycard which also offered me a transfer to a 0% rate for X months. I took the card & the transfer & set a standing order to pay as much as I could over the minimum payment, regularly every month. Since then, I haven't looked back. Barclaycard always have offers on for loyal customers, the fact that I can transfer to that card & make regular payments saved me money on interest over the whole period & helped me pay off my debts, manage my credit in a more controlled, responsible manner & also to build my credit score. Periodically, they increased my limit, which allowed me to shift more debts to them, using the same "as much as you can afford, but more than the minimum payment " mantra I had adopted.
I have now brought around £25,000 worth of debt down to about £7,000 - which also includes the following purchases in the last 12 months - new oven, new boiler, a new bathroom, double glazing throughout the whole house & guttering & fascias all replaced. These essentials would have been impossible had I not been able to bring that debt down initially & the positive impact on my credit score meant that I was able to secure a mortgage & buy a house.
Even when I made a purchase on my card, customer services arranged to move that amount to a "lifetime" rate, which benefitted me as a customer.