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Barclaycard: Platinum credit cards reviews

3.84
Based on 316 reviews, last reviewed 10th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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22%
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10%
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3%
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13%

Latest highest rating:

5

Excellent card- the 0 percent interest and credit li... Excellent card- the 0 percent interest and credit limit is amazing Reviewed on: 10th February 2026
Hammad Ahmad's avatar
Hammad Ahmad

Latest lowest rating:

1

Barclaycard don't want prompt payers I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks m... Read more Reviewed on: 14th November 2025
Frosty's avatar
Frosty

About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

Barclaycard Platinum credit cards reviews (316)

Review of the Barclaycard, Platinum credit cards:

Barclaycard Platinum can't be used with Google Pay?

3
As the title suggests, I'm more than a little disappointed that this credit card can only be used with Apple Pay and not Google Pay. And then to add to my woes I discover that the Contactless Mobile facility of the Barclaycard app will cease to function at the end of June '23! Wish I'd researched better and opted for a different card! Reviewed on: 31st May 2023

The Human Touch!

5
I have a Barclay's Platinum Card, also a Master Card. I've always tried to pay the full amounts off every month, and on time. In September, my mother died. I was in pieces for a few weeks, sorting everything out, contacting relatives I hadn't spoken to in years - paying my credit card bill was the last thing on my mind. By the time I remembered, I'd missed the payment date (on both cards) and, obviously, incurred a late payment charge. I was so mortified that I contacted Barclays to explain why this had happened - and Barclays waived BOTH the late payment charges! I was surprised and touched at this - it just goes to show that banks can be human, after all. So well done, Barclays. Reviewed on: 27th January 2015

Fantastic

5
Excellent customer service. They can be reached online via social networks or over the phone, quick responses and keen to help their customers! Just a shame they don't review their accounts more frequently as I feel I could benefit from some of their additional products and services! Reviewed on: 26th January 2015

Xmas text from Barclaycard...

1
...WITH MY STATEMENT BALANCE! Useful information I guess...but maybe not on Christmas day! Reviewed on: 30th December 2014

Good on the whole but card issues this morning

3
I like Barclaycard overall but had a few issues with my account this morning..wouldn't let me access it even though sure I used the wright password! Reviewed on: 3rd December 2014

Don't let a brand leader take you for a ride

3
A little advice: don't take it lying down! I have had a Barclaycard for many years - indeed I signed up when Barclaycard was the default brand leader in credit cards, and the market was much smaller. I was a typical 'sleeping' customer - never incentivised to change. A couple of years back, they wrote to tell me (after lots of waffle) that my interest rate would be going up from 12% to 26%. After well over a decade of regular borrowing and payments, I explained that I thought this was daylight robbery, and we compromised on 18%. Financial services businesses can charge what they like, but it's our duty as customers to question it when it's just not good enough. Don't take it lying down! Reviewed on: 12th October 2014

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