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Standard current account rankings

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4.69

Based on 1336 reviews

A product by first direct

The first direct 1st Account is a current account that can be opened in minutes. If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged...
4.56

Based on 705 reviews

A product by NatWest

The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee. The Select Account can be managed via the...
4.51

Based on 109 reviews

A product by Nationwide

Nationwide’s FlexBasic current account is for customers who don't hold a UK current account or don't qualify for another Nationwide current account. There’s no monthly fee for FlexBasic and Nationwide automatically...
4.49

Based on 2094 reviews

A product by NatWest

The NatWest Basic Current Account is a free account designed for everyday use. Account holders can benefit from a mobile banking app and 24/7 support. There are also overdraft options...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.45

Based on 4866 reviews

A product by Barclays

The Barclays Bank Account can be opened as a sole account or joint account and has no monthly fee. The Barclays Bank Account can be managed via the mobile banking...
4.41

Based on 277 reviews

A product by Nationwide

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months. If you’re eligible for an overdraft, the...
4.41

Based on 196 reviews

A product by Halifax

The Halifax Reward Current Account charges a low monthly fee which is waived when you deposit a set amount each month. With the Halifax Reward Account, each year, you can...
4.40

Based on 905 reviews

A product by Nationwide

Nationwide’s FlexAccount is a current account with no monthly fee. If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with...
4.37

Based on 568 reviews

A product by Lloyds Bank

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month. With the Club Lloyds Account, each year, you can...
4.31

Based on 223 reviews

A product by NatWest

The NatWest Premier Reward Black account charges a monthly fee in return for a wide range of benefits. Benefits include a concierge service, discounts, insurance policies and cashback. You’ll need to...

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