Smart Money People Logo

Best Current account

Voting in the Insurance choice awards 2025 is open - Vote here

4.69

Based on 1356 reviews

A product by first direct

The first direct 1st Account is a current account that can be opened in minutes. If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged...

4.59

Based on 114 reviews

A product by Nationwide

Nationwide’s FlexBasic current account is for customers who don't hold a UK current account or don't qualify for another Nationwide current account. There’s no monthly fee for FlexBasic and Nationwide automatically...

4.57

Based on 164 reviews

A product by NatWest

The NatWest Reward Silver Account is designed to make your everyday banking more rewarding. You must be an existing NatWest Current Account holder to apply. There’s a monthly fee and...

4.54

Based on 707 reviews

A product by NatWest

The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee. The Select Account can be managed via the...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.52

Based on 2101 reviews

A product by NatWest

The NatWest Everyday account is a basic current account. There’s no monthly fee for the Everyday account. If you meet the eligibility criteria, you can get a short-term overdraft. Manage your...

4.49

Based on 298 reviews

A product by Nationwide

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months. If you’re eligible for an overdraft, the...

4.48

Based on 4875 reviews

A product by Barclays

The Barclays Bank Account can be opened as a sole account or joint account and has no monthly fee. The Barclays Bank Account can be managed via the mobile banking...

4.48

Based on 365 reviews

A product by NatWest

The NatWest Gold is a paid-for current account available to residents of Jersey, Guernsey, Gibraltar and the Isle of Man. Account holders can benefit from free travel insurance and private...

4.43

Based on 931 reviews

A product by Nationwide

Nationwide’s FlexAccount is a current account with no monthly fee. If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with...

4.41

Based on 582 reviews

A product by Lloyds Bank

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month. With the Club Lloyds Account, each year, you can...

Don't see your company?

Sign up and claim your business listing to start managing reviews and getting customer insights

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.

Collage of people