Based on 5956 reviews
A product by Monese
An award-winning current account you can open instantly on your mobile. Our technology enables people to travel, live or work freely, anywhere in the world.
Based on 1358 reviews
A product by first direct
The first direct 1st Account is a current account that can be opened in minutes. If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged...
Based on 164 reviews
A product by NatWest
The NatWest Reward Silver Account is designed to make your everyday banking more rewarding. You must be an existing NatWest Current Account holder to apply. There’s a monthly fee and...
Based on 114 reviews
A product by Nationwide
Nationwide’s FlexBasic current account is for customers who don't hold a UK current account or don't qualify for another Nationwide current account. There’s no monthly fee for FlexBasic and Nationwide automatically...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Based on 707 reviews
A product by NatWest
The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee. The Select Account can be managed via the...
Based on 2101 reviews
A product by NatWest
The NatWest Everyday account is a basic current account. There’s no monthly fee for the Everyday account. If you meet the eligibility criteria, you can get a short-term overdraft. Manage your...
Based on 4877 reviews
A product by Barclays
The Barclays Bank Account can be opened as a sole account or joint account and has no monthly fee. The Barclays Bank Account can be managed via the mobile banking...
Based on 297 reviews
A product by Nationwide
The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months. If you’re eligible for an overdraft, the...
Based on 365 reviews
A product by NatWest
The NatWest Gold is a paid-for current account available to residents of Jersey, Guernsey, Gibraltar and the Isle of Man. Account holders can benefit from free travel insurance and private...
Based on 934 reviews
A product by Nationwide
Nationwide’s FlexAccount is a current account with no monthly fee. If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with...
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Frequently asked questions
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What is a current account?
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A current account is a type of bank account used for day-to-day spending. You're most likely to use a current account for everything from receiving your salary and paying direct debits to spending and withdrawing money.
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Can you have multiple current accounts?
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Yes, you can have multiple current accounts but it's important to be confident you can manage them all individually. People choose to have multiple current accounts for different purposes, such as having one for personal finances and another joint account with a partner or members of the household to manage shared bills and expenses.
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Do current accounts earn interest?
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Some current accounts pay interest, while others don't. Current account interest rates are often quite low, but some offer competitive rates, so it's definitely worth comparing your options. Some providers offer a savings account linked to your current account where you can earn a higher rate of interest.
News, guides and insights from our team
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