The first direct 1st Account is a current account that can be opened in minutes. If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged...
The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months. If you’re eligible for an overdraft, the...
Based on 360 reviews
A product by iFAST Global Bank
What is this award?
The Best newcomer 2025 award is part of the British bank awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best newcomer 2025
Are you looking to optimise your international financial strategy? Choosing the right foreign exchange service is key. Dive into iFAST Global Bank's foreign exchange reviews to determine if it's the...
The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers. Rewards can be exchanged for eGift cards or cashback, or you can...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Based on 74 reviews
A product by iFAST Global Bank
What is this award?
The Best newcomer 2025 award is part of the British bank awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best newcomer 2025
The global account to save, send, and receive money internationally.
The NatWest Reward Platinum account is for existing current account holders. There’s a monthly fee for the Reward Platinum account. You get mobile insurance, breakdown cover, travel insurance and other benefits...
Nationwide’s FlexAccount is a current account with no monthly fee. If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with...
Smile Bank is an ethical online bank. Its Current Account doesn’t charge a monthly fee and is available for individuals and as a joint account. Every Smile Current Account comes...
The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month. With the Club Lloyds Account, each year, you can...
LHV offers an app-based current account. The LHV current account interest rate is variable and tracks the Bank of England base rate. With the LHV Bank app, you'll be up and...
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Frequently asked questions
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What is a current account?
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A current account is a type of bank account used for day-to-day spending. You're most likely to use a current account for everything from receiving your salary and paying direct debits to spending and withdrawing money.
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Can you have multiple current accounts?
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Yes, you can have multiple current accounts but it's important to be confident you can manage them all individually. People choose to have multiple current accounts for different purposes, such as having one for personal finances and another joint account with a partner or members of the household to manage shared bills and expenses.
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Do current accounts earn interest?
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Some current accounts pay interest, while others don't. Current account interest rates are often quite low, but some offer competitive rates, so it's definitely worth comparing your options. Some providers offer a savings account linked to your current account where you can earn a higher rate of interest.
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