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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (279 reviews)

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3.99

Based on 279 reviews, last reviewed 15th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Capital one was very easy to apply for for through t... Capital one was very easy to apply for for through their app with speedy results Reviewed on: 15th June 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (279)

Review of the Capital One, Classic Credit Card:

There when others let you down

I needed short term used of a credit card. Because of my low credit score, many lenders said no. Only Capital One accepted me. I've had no problems with the card. Reviewed on: 25th May 2017

Great website & Customer service

website is very user friendly and interactions with company have been good Reviewed on: 7th November 2017

Disappointed

Poor customer service, unprofessional company and overall very dissatisfied Reviewed on: 17th August 2017

Does what it says on the tin

Straight forward account and no fuss. Helps when needed and boosts my credit rating so you can't go wrong! Reviewed on: 21st July 2017

Good service

Good service and simple application. Website crashes a lot so easier to use the app to keep track of spending Reviewed on: 30th June 2017

Accepted with low credit rating

Never had credit in my life so found it hard to get started capital 1 made it Abel for me to do so now I'm building my credit rating up Reviewed on: 30th June 2017

no nonsense credit

Used for a number of years with excellent customer service. Reviewed on: 29th June 2017

Credit card for Bad Credit

We had a bad credit rating and most major credit card companies wouldn't accept us. We needed to rebuild our credit rating using a credit card. Capital One did accept us and we now both seen big improvements to our credit score. Capital One allowed us to reduce our credit limit and haven't force and additional credit increases on us. Reviewed on: 29th June 2017

Excellent customer friendly online account

Excellent customer friendly online account. Easy to use. Reviewed on: 29th June 2017

Highly recommend

Best credit card application, easy, good rates and a great online account Reviewed on: 28th June 2017

Brilliant

Had poor credit and needed to re build my credit rating. These people give me the chance to do that. Great product. Reviewed on: 24th June 2017

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