Smart Money People Logo

Churchill Insurance: Car insurance reviews

3.12
Based on 298 reviews, last reviewed 25th Jan 2026
89% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
36%
See only 4 star reviews
22%
See only 3 star reviews
6%
See only 2 star reviews
4%
See only 1 star reviews
32%

Latest highest rating:

5

They are very helpful and understanding They are very helpful and understanding Reviewed on: 23rd January 2026
Kholilur r's avatar
Kholilur r

Latest lowest rating:

1

I must to share it. I must to share it. Tried to get a quote and it has been automatically declined. Asked the agent why is that, as I have been driving for 19 years with... Read more Reviewed on: 25th January 2026
Anonymous's avatar
Anonymous

About this product

Churchill provides car insurance for UK customers.

You can choose between two Churchill car insurance policies: Comprehensive and Comprehensive Plus. You get a courtesy car as standard with comprehensive cover and if your car’s vandalised, you’ll keep your No Claim Discount.

Churchill car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Churchill before, you can also leave a review and share your experience.

Churchill Insurance Car insurance reviews (298)

Review of the Churchill Insurance, Car insurance:

Out of my 6 years of driving I will never ever be go...

1
Out of my 6 years of driving I will never ever be going back to Churchill let me run this down for you started with the company from July were now in November I've rang up 5 times over the last 4 months for them to tell me they have a IT problem and they will ring me back never heard nothing back decided to ring back for the last time In this November for them to tell me there's a defect with my insurance. After already taking a payment off me they then tell me they need to cancel my insurance start a new one and take another payment again in the same month with no refund after all I wanted was my no claims discount protecting adding on which I already added on from the start then once the insurance started they decided it wasn't protected after 4 months of IT issues they tell me oh we can now add protected no claims that they also confirmed I put it on in the first place to also say sorry for the amount of times ive called and no call back for them to turn around and say yes we can add it but need to cancel and take another payment with just a sorry. That's my last time using this company and stay away never had a issue with anyone else apart from these shocking Reviewed on: 21st November 2024

Not bad

5
Been helpful regarding anything I needed nothing major needed in terms however very helpful Reviewed on: 5th August 2016

Excellent Customer Service

5
Always get to speak with a friendly voice whether it's to do with a claim, breakdown or negotiating a reduced Premium. I have been with Churchill for several years and the staff have always gone that 'little bit more' - calling me back when they had managed to reduce my Premium. I was also able to add my son to my Policy when he was under 25 and returned home for the holidays from Uni (a lot of the cheaper Companies won't insure under 25's). There may be slightly cheaper companies out there - but for me excellent customer service wins every time. Thank you Churchill! Reviewed on: 4th August 2016

Car Insurance Reviewer

1
Nearly doubled my premium for renewal, I had checked other companies before it came through and it should have roughly stayed the same. I phoned up to complain and they immediately dropped the renewal price by 40%, but that was still an increase of 10% over the previous year which was still not acceptable so I took my business elsewhere. In regards to all insurance companies, always read your renewal quote/cost as sometimes they seem to inflate it massively for no reason! Reviewed on: 14th July 2016

GOOD VALUE

4
My previous insurance was due for renewal so decided to shop around to see if I could get a better deal. Churchill comfortably beat the price and it was quick and easy to buy with them. Hopefully I will not need to claim! Reviewed on: 28th March 2016

CheekyCharges Campaigner

4
They have alwaysh elped with breakdown cover and once in theft. They answered all my questions honestly. Reviewed on: 2nd March 2016

CheekyCharges Campaigner

5
No rip off charges for changing details on policy Reviewed on: 26th February 2016

CheekyCharges Campaigner

4
seems competitive, but really must price compare this time I renew. i have never had to claim so I cannot rate their service. Reviewed on: 26th February 2016

CheekyCharges Campaigner

3
They charge £26.50 to change name or address! On top of this, my £500 voluntary excess has suddenly become £900, as they add on extra excess due to my age or something. I hope I don't even need to claim... Reviewed on: 26th February 2016

quick and easy

5
Found them to be the cheapest on quotes and it was quick and easy to buy online. No problems at all and documents came through quickly Reviewed on: 24th December 2015

Prompt, reliable and keeps it's promises

5
I have purchased car insurance with Churchill for 2 years running. When it came to renewing I found a slightly cheaper quote online and phoned them up to cancel, but to my surprise they matched it! They were pleasant over the phone and very helpful in explaining the different terms of my policy. I had reason to claim on my insurance when my windscreen was chipped and I was pleased how easy it was to sort out with Churchill. I wouldn't hesitate to recommend them to other customers shopping for car insurance in the future. Reviewed on: 24th December 2015

Do you have a different Churchill Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Churchill Insurance?

    View all products