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Halifax: Current account reviews

4.18
Based on 982 reviews, last reviewed 24th Apr 2026
133% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

5

Very good, easy to use, helpful and quick at respond... Very good, easy to use, helpful and quick at responding Reviewed on: 22nd April 2026
Ell jay's avatar
Ell jay

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (982)

Do not take mortgage

1
Strongly advise NOT to take mortgage from this bank. Interest rate is going up every 2 months by £20 because they want to force existing customers to take remortgage, where for £60000 borrowed you have to repay over 100000. Terrible. Reviewed on: 10th February 2023

good reliable bank

5
always offering help, friendly customer service, good online banking app Reviewed on: 9th February 2023

They look after me

5
Had a few financial difficulties over the past few years but Halifax helped me a huge amount! Reviewed on: 8th February 2023

Secure

5
Banked with halifax for many years never had a problem Reviewed on: 8th February 2023

Easy to use

4
App is easy to use. The debit card is accepted everywhere Reviewed on: 8th February 2023

Bank acount

5
Diss bank ist number 1.i dont have problem Reviewed on: 6th February 2023

Happy with Service

5
The Halifax Current Account has clear guidelines, no hidden charges and any time I have needed help or advice the advisors have been polite and knowledgable. Reviewed on: 5th February 2023

Great App

5
An account that can be managed online or in the branch. Great app and ease of paying cheques in from the app. Cashback offers are good. Reviewed on: 4th February 2023

Easy, no fuss

5
Great branch service, fantastic on line banking Reviewed on: 2nd February 2023

Great bank easy to use

5
I use online banking on their app and its easy to use, simple and everything I need is in one place. I can submit the odd cheque on their app so no need to venture all the way to the store. Reviewed on: 2nd February 2023

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