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Halifax: Current account reviews

Name: Current account
Rating: 4.27 (988 reviews)

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4.27

Based on 988 reviews, last reviewed 21st Aug 2026

90% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

59%

23%

Latest highest rating:

4

Halifax is a bank and it’s where I keep my money. Halifax is a bank and it’s where I keep my money. I put it in there and it stays there until I spend it. How many characters is enough characters? Hav... Read more Reviewed on: 21st August 2026

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (988)

Excellent

Customer service is always excellent Reviewed on: 10th November 2018

Great bank and smooth services

My experience with Halifax so far has been fantastic. All of my transactions run smoothly, the app works fantastically and updates almost instantly. My only complaint is that the international debit card fee is quite high. Reviewed on: 9th November 2018

Does what is says on the tin

No real issues with this account. Reviewed on: 9th November 2018

Easiest account switch

It was very quick and easy to switch my current account to Halifax all done online without having to go in branch. The switching bonus was a great offer too and money was in the account within the 7 days. Reviewed on: 9th November 2018

It's OK

one of the few banks that hasn't closed all of the local branches. Online access always seems to work fine. Overdraft charges are a bit on the high side. Reviewed on: 8th November 2018

Great bank, easy to use app, would recommend!

I switched from Lloyds bank to Halifax a few months ago and I'm very happy. I got a £70 award for switching and it was a simple and straight forward switch, taking about 5-7 days to complete. The Halifax mobile app is great, I don't use the online website much but mainly the app and it is brilliant. I'd definitely recommend Halifax! Reviewed on: 8th November 2018

handy

They are ok. Don't either you to have crap off them when you go to the branch Reviewed on: 8th November 2018

Good quality account service

Always been very happy with the quality of service received at the Halifax. Reviewed on: 8th November 2018

Good consistent service

I have banked with Halifax all my life (39 years) and for the most part they offer quality products and services - the only bad thing I can think of is their high overdraft charges, although I can understand it and are trying to make sure people do not stay in debt for longer than is necessary Reviewed on: 8th November 2018

Current Account with extras

I have had a great experience using the Halifax current account. A bonus is paid every month and I can see all my transactions when using the app. Reviewed on: 8th November 2018

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