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Halifax: Current account reviews

4.16
Based on 955 reviews, last reviewed 20th Feb 2026
1000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Halifax is incredibly good with patient customer ser... Halifax is incredibly good with patient customer service Reviewed on: 20th February 2026
Abike A's avatar
Abike A

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (955)

Quick and Easy

5
The bank account is easy to keep track of with the very user friendly mobile app. Transfers between accounts and quick and easy and payments made in shops by PIN or contactless show up in the bank account immediately. On top of that you can activate your card for cashback benefits at lost of food/clothing stores. Would definitely recommend this bank account! Reviewed on: 15th November 2017

I love the Cashback extras and friendly service

5
I moved from another bank to Halifax and the difference between the two is stark. The service is always friendly and as a bonus I get some great cashback deals every month. Reviewed on: 15th November 2017

Good account, good reward

4
Decent overdraft limit and charges, functions well. Bit of a shame they reduced the monthly reward from £5 to £3 but other than that it's a good account Reviewed on: 15th November 2017

Best Bank and Service

5
Banked with Halifax for 16 years and never had an issue. Customer service is second to none every time I have to contact them. They dealt with fraudulent activity on my current account before I'd even detected it. Cannot recommend them highly enough Reviewed on: 14th November 2017

£3 free amonth

5
I get £3 a month just for making sure I pay in a set amount of Money every month and have some direct debits. Reviewed on: 11th November 2017

Efficient and helpful

4
Easy to use, helpful and runs smoothly Reviewed on: 11th November 2017

fave high street bank

4
I have banked with the Halifax for over 40 years and always found them good. I also find their online site very user friendly. Reviewed on: 10th November 2017

Good benefits

4
I like its cashback extras which pays good cashback when shopping in places it recommends. It also pays me £3 a month on its reward current account. Reviewed on: 10th November 2017

Ok - no hassle and with a good overdraft allowance

3
They leave me alone and don't try to upsell in branch Reviewed on: 10th November 2017

long time customer, never disappointed

4
I have banked with Halifax for more than 20 years. They are efficient, friendly and have never let me down Reviewed on: 10th November 2017

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