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Halifax: Current account reviews

4.27
Based on 988 reviews, last reviewed 21st Aug 2026
90% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

4

Halifax is a bank and it’s where I keep my money. Halifax is a bank and it’s where I keep my money. I put it in there and it stays there until I spend it. How many characters is enough characters? Hav... Read more Reviewed on: 21st August 2026
d.orchard's avatar
d.orchard

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Current account now

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Halifax Current account reviews (988)

Banked with Halifax for over 15 years.

5
Never had any issues. Like that I get £5 a month reward if don't use my overdraft. Online banking is hassle free and never had any security breaches. Reviewed on: 6th November 2017

A good current account

5
I have had the current account with Halifax for years, when we originally signed up, we had a $5 month cashback, if you had your wages paid into it plus 2 direct debits, Even though the cashback has been reduced to £3 a month it is still an ok account for us Reviewed on: 6th November 2017

Excellent experience

5
From the time you start with this bank you have the best customer service. It's great to know that if i have any problems I can call or go into branch and the staff will be excellent and very helpful. Reviewed on: 5th November 2017

User friendly Banking

5
I am registered severely sighted and this account is easy to use online with the app the local bank installed for me Reviewed on: 3rd November 2017

Best Bank

5
I've been with the Halifax Bank for about 7 years. I have had absolutely no problems at all in all these years. Reviewed on: 1st October 2017

Amazing Customer services

5
Halifax will notify you immediately if there are any suspicious activity with your account. Security is of the highest calibre Reviewed on: 29th September 2017

Online banking

5
Easy to keep up to date and on top of account with online banking Reviewed on: 25th September 2017

Ultimate Reward Current Account

5
Excellent account which includes benefits such as Travel Insurance, Breakdown Cover and Home Emergency Cover which we have had to use a few times but Halifax have always provided the cover for us - Excellent company! Reviewed on: 19th September 2017

excellent bank and first class customer service on the phone and at the branches

5
I have had my current account with Halifax for about 10 years and would highly recommend them to anyone. They are always happy to help with any queries and have always answered my questions satisfactorily. I give them 10/10 in every way. Reviewed on: 9th September 2017

Really happy

5
Really happy with Halifax. Switched from FD. The app is great, lets you do pretty much every thing you need to do Day to day. The extra benefits such as the 3 pound reward and the cashback extras are great, and add extra value to the account! Customer service is good from what I have experienced. Would definitely recommend as they have a wide range of products too. Opening an account and switching was incredibly quick and hassle free. Reviewed on: 21st August 2017

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