Smart Money People Logo

Halifax: Current account reviews

4.13
Based on 938 reviews, last reviewed 9th Jul 2025
81% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Halifax has been my bank for a few years now Halifax has been my bank for a few years now Reviewed on: 9th July 2025
Caroline 's avatar
Caroline

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Halifax Current account reviews (938)

Bad experience

1
Opened an account and told them I didn't want an overdraft, they put one on anyway without me knowing. Thinking my bank would stop me when I reached 0, I spent over the overdraft amount ended up with £400 bank charges. Reviewed on: 3rd April 2017

does what it says on the box :-)

3
Straightforward switching service and very good app. Makes all the accounts visible and simple to understand. Only disappointment is that they have just lowered the reward on the the reward account :-( Reviewed on: 3rd April 2017

Halifax are really fair and offer good advice

5
You can help increase your savings by using the cash back offers available to you for example 15% cash back when you visit toby carvery Reviewed on: 30th March 2017

the best

5
such an amazing account and company! Reviewed on: 17th March 2017

Simple account

3
Straight forward account easy to manage on line or in branch Reviewed on: 18th February 2017

I've been with the bank 30 plus years.

4
I have remained with the bank for over 30 years but am now consider using leaving. There are no perks or bonuses for loyalty. Reviewed on: 13th February 2017

Great service

5
Friendly, helpful staff, a pleasure to use. Reviewed on: 12th February 2017

Perfec!

5
Since opening my account I've had no problems, I use the internet app and its fabulous Reviewed on: 12th February 2017

Used for years

5
Love the reward I get every month Reviewed on: 12th February 2017

A breath of fresh air

5
I switched a year ago from another bank and I'm so glad I did. Halifax have fantastic customer service, much more personal and friendly. It's easy to speak to my branch rather than being redirected all over the place. The app does everything I need it to do and it's so easy to use. My local branch are all very friendly and efficient aswell. The best bank for me! Reviewed on: 12th February 2017

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Halifax?

  • Online Tracker Bond

    from Halifax 5.00 from 1 reviews
    Halifax
  • Online Saver

    from Halifax 4.60 from 35 reviews
    Halifax
  • Flexicard

    from Halifax 4.57 from 5 reviews
    Halifax
    View all products