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Halifax: Current account reviews

4.14
Based on 939 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
6%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

5star customer care Online and in store their team are always helpful and polite I have an autistic child and they are amazing with him when he feels dysregulated Reviewed on: 5th September 2025
Emma D's avatar
Emma D

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (939)

5*

5
No problems at all, outside and inside a branch 5* Reviewed on: 21st November 2016

A* Service

5
Very easy to set up and transfer from old bank account. In store staff always very friendly and make the process pain free. Great rewards and the upgraded account is great value for money. Reviewed on: 20th November 2016

Good Customer Service But Terrible Interest

3
While I realise that interest rates are low on all bank accounts, I do not believe there is any reason for them to be; the Bank of England rate does not determine what other banks can give on their accounts. Right now my current account offers no reason to keep money in it for any length of time, and to be honest neither do my savings accounts with Halifax either, which is why I have moved most of my money in other places where I can more easily make some return upon it. I've always found their customer care to be very good, with excellent staff, but until the products on offer match the quality of the staff it is hard to recommend. Reviewed on: 20th November 2016

setting up new account

5
I switched current accounts and halifax were very efficient in switching over all my direct debits within a week with no issues. Reviewed on: 19th November 2016

the best bank I've ever used

4
Customer service workers are really helpful, particularly telephone banking. They did offer £5 cash back a month but are reducing it to £3 unfortunately. Reviewed on: 15th November 2016

Cashbook

4
Halifax offers much better cashbook for its simple current account customers. Very impressed Reviewed on: 15th November 2016

Really great service

5
Just generally fantastic, cannot fault a thing Reviewed on: 15th November 2016

Where did th rewards go?

3
My reward account always seemed worthwhile but now the news has reached customers that our £5 reward each month is now going down to £3. This is incredibly disappointing consider we are the loyal customers which keep the bank going. Reviewed on: 14th November 2016

awesome customer service

5
halifax are always helpful and there is never a long wait to speak to anyone on the phone Reviewed on: 14th November 2016

Easy to use

5
Never had an issue with halifax current account. Easy to use, multiple ways to access it (online, phone, branch) and no problem :) Reviewed on: 14th November 2016

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