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Halifax: Current account reviews

4.27
Based on 988 reviews, last reviewed 21st Aug 2026
90% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

4

Halifax is a bank and it’s where I keep my money. Halifax is a bank and it’s where I keep my money. I put it in there and it stays there until I spend it. How many characters is enough characters? Hav... Read more Reviewed on: 21st August 2026
d.orchard's avatar
d.orchard

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Current account now

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Halifax Current account reviews (988)

Halifax Hands Up

4
Halifax is great with most things, but customer service in branch isn't their forte. They are unhelpful and brusque, compared to telephone banking where they cannot do enough to help. In branch its too much hassle to do even the littlest thing!!!!! Reviewed on: 29th December 2016

Very reliable and value for money

5
Trustworthy, reliable and value for money Reviewed on: 28th December 2016

A Very Good Bank

5
I have never had any issues with my Bank (Halifax) I think If I ever thought of leaving for another Bank they would have to offer me some fantastic incentives.Tgst really sums up my review. A truly great bank why would I want to leave. Reviewed on: 28th December 2016

Easy to manage, understand and use.

5
Simple to use, online banking is excellent. Secure buying is comforting. Branches easily accessible. Staff helpful. Reviewed on: 27th December 2016

Won't let me switch!!!

2
Trying to switch a joint Santander 123 to Halifax (to get £100 bonus), but keep rejecting my request as they claim new account is not joint (even though Halifax website says it is). tried ringing helpline - no answer, no branch near me. Very disappointing. Reviewed on: 24th December 2016

Great service

5
I have to say that I have had a great experience with Halifax, their customer service team are easy to contact and answer all your queries timely. I joined halifax when they did the switch offer where you got £100 for switching banks. I'm glad I did! Reviewed on: 24th December 2016

Ultimate Satisfaction

4
Excellent Travel Insurance had purse stolen panic not sure what to do here to go. Superb customer service, stopped and replaced all the cards , made travel money available, where to report the crime and without hassle replaced all that was with the minimum fuss even the purse Reviewed on: 24th December 2016

Amazing service, can't fault them.

5
Amazing service, can't fault them. Highly recommended. Reviewed on: 20th December 2016

Always helpful

5
No matter what my query, problem or need I have always found Halifax in branch and on the telephone to be super helpful and efficient! Reviewed on: 19th December 2016

Loyalty Is Not Rewarded

2
I always thought loyalty should be rewarded but with the Halifax, it doesn't appear so. I've been a customer for over 20 years but never once receive bonus interest rates etc. Instead they continually send letters stating interest rates on certain accounts are falling. I wouldn't recommend Halifax for much. Reviewed on: 18th December 2016

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