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Halifax: Reward current account reviews

Name: Reward current account
Rating: 4.35 (198 reviews)

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4.35

Based on 198 reviews, last reviewed 23rd Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

24%

Latest highest rating:

5

Halifax brilliance I have held an account with the Halifax for over 20 years and will continue with them for the next 20 years Reviewed on: 23rd January 2026

Latest lowest rating:

2

Reward Current Account - useless reward tracker The Reward Current Account pays a £5 a month reward for (amongst other requirements) make £500 of debit card payments each month, which is pretty dece... Read more Reviewed on: 1st May 2025

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About this product

The Halifax Reward current account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Halifax Reward account, each year, you can choose the monthly reward you’d like. Other benefits include exclusive savings offers and cashback. Halifax also has a mobile banking app.

Halifax Reward current account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Reward current account reviews (198)

Review of the Halifax, Reward current account:

Rude, unclear, no transparency.

Halifax have succesfully upped my withdrawl cap from £500 to unlimited meaning I had £900 stolen from my account - when I asked why it wasn't stopped after £500? I was told 'sometimes we take that off certain accounts.' Naturally I didn't receive any compensation for the act of fraud on my account from Halifax. When your salary is only £1360 before rent and bills etc this is a HUGE sum of money which took me months to pay off. Or any communication letting me know this would take place. Recently Halifax decided to send out contactless cards and cancel all existing debit cards - once again I didn't receive any communication / or a new card - so now my debit card is blocked. Thanks Halifax. Now that I am earning double a month in my salary I will be closing my account and hopefully no longer dealing with this terrible company. I would also like to point out that the Branch Manager of the Holborn Branch refused to even see me despite my crime reference number in 2011 after my account was wiped. A big F**K YOU to Halifax. Reviewed on: 31st January 2015

Friendly helpful staff

I love my bank, Halifax, particularly like the friendly, helpful staff in my local branch Reviewed on: 12th February 2016

Great switching bonus

I love my bank, It never charges me if I go overdrawn. It also gave me £150 when I switched, should have been £120 but there was a delay so they gave me extra. Awesome Thanks #Halifax Reviewed on: 12th February 2016

Extra friendly staff

I love the halifax as they've always been extra friendly and helped me when I need it!! Reviewed on: 12th February 2016

Account for 20 years

I love my bank, easy online service, app on my phone and no trouble in 20 years Reviewed on: 12th February 2016

Easy FAst payment

Halifax current account with £5 reward for having your salary go into it each month and just 2 direct debits out is genius! Reviewed on: 9th February 2016

Halifax? Relax

There once was a bank called Halifax, Whose easy online banking made me relax, Whether current or savings, Their Reward Accounts were amazing, Once opened, there was no way I'd look back (s)! Reviewed on: 27th January 2016

Solid banking no frills just easy

I switched to Halifax, mainly for the switching bonus but also because RBS were terrible. £5 paid in every month is a nice little bonus, their online banking is the same as LLoyds and very easy to use. Fully recommend, even if their bank staff can be a bit slow at times, Reviewed on: 26th January 2016

Current account paying £5 a month

I've held a Halifax current account for years, and now hold a second, joint account, too. Both pay £5 per month as long as we pay £750 in every month - my salary goes into one then gets partially transferred into the other account. So I earn £10 per month for banking with Halifax. You have to watch out not to go overdrawn, though, as charges are high. The staff in my local branch are also really helpful and polite, and queues are always kept to a minimum. A bit of a shame about the online e-saver and the online cash ISA rates, these used to be much better a few years ago. Reviewed on: 26th January 2016

Mostly good sometime really bad

Halifax over an overall basic service which they do really well but what they don't do well is specific tailor made packages for the individual if you are looking for this then I suggest that you go elsewhere because you will not find it at Halifax. Reviewed on: 24th January 2016

Frequent fine fiver... forever?

It's great that a fiver is paid into my account each month but will this last? With Halifax promising 'extra' maybe the fiver can be turned into a tenner? Reviewed on: 23rd January 2016

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