Write a review

Newsletter

Go to business site

Hastings Direct: Car insurance reviews

Name: Car insurance
Rating: 3.15 (688 reviews)

View other Hastings Direct products

3.15

Based on 688 reviews, last reviewed 17th Jul 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

35%

19%

35%

Latest highest rating:

5

Always been Very helpful with the queries I have had Always been Very helpful with the queries I have had Reviewed on: 17th July 2026

Latest lowest rating:

1

Absolutely TERRIBLE. Absolutely TERRIBLE. Do not waste your time or money on this company. AVOID. Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

Hastings Direct provide award-winning car insurance.

You can get a Hastings Direct car insurance quote online and manage your policy via the mobile app. There are three levels of cover, Essentials, Direct and Premier. They're available as an online product which is a lower cost, self-service policy that you manage yourself.

Hastings Direct car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

Review Hastings Direct: Car insurance now

Help others make smarter decisions by sharing your own experience.

Write a review

Hastings Direct Car insurance reviews (688)

Would avoid at all costs

Had a vehicle accident, been left without a vehicle although fully comp. They use a tick box to find liability regardless of proof the other driver is liable and has stated the police reports and independent witnesses have no impact as they have a tick box only option. Reviewed on: 10th July 2023

Rubbish

Have been with Hastings for over 10 years, never missed a payment never had a problem. Trying to cancel my insurance has been a joke. Not used my car in over 9 months for the passed 4 months have been trying to get through to them and not been able to do so, (have logs of the calls and time frame before I gave up). Finally got through tonight and they charged me 3 times what my monthly insurance was simply to cancel despite me explaining I have been trying to get through for the last four months and they have had 9 months worth of money to insure a car I haven't used. 1st person I spoke to hung up on me, 2nd person was lovely and very helpful but the powers behind her refused to compromise despite me having records of all the times iv tried to be in touch. Absolutely garbage will never use them again, loyal customer for years and all they wanted was their pennies ignorant of the fact they would have made much more from me when I bought my new car. Bad company, poor customer relations and no loyalty .... avoid if u can. Reviewed on: 29th June 2023

Crap

Had accident stood at side of road out of danger google Hastings direct number rang and spoke to who I thought was Hastings which in fact was a company called nationwide hire !!! Extremely worried when found I wasn't talking to Hastings. Rang Hastings who said it happens a lot !!!! Why can't they sort this problem out who's scamming who Reviewed on: 29th June 2023

Thank you Hastings

We had a car accident on the 14th June, left without a replacement vehicle, after making a complaint we were compensated and also given a hire vehicle. Thanks you Hastings customer complaints team. Reviewed on: 29th June 2023

Worse Insurance company ever

Partner had a fault accident and the car was taken to storage, garage has been assigned, but the car is awaiting collection for it to be assessed for repairs or write off, paid extra at the start of the policy for a hire car, 3 weeks on, and I keep being told until the car is not assessed either for repairs, then a courtesy car will be given by the garage, if its a write off we get a hire car. This is a complete joke, pay for comprehensive and hire car so that you are not left stranded without a car, and Hastings do not honour this, and to make matters worse the complaints team are a complete waste of time, another week or 2 before anything can be done. Totally understand a shortage of parts at the moment, but why pay for the extras when this is not honoured, a hire car should be provided until a decision is made. Would never use Hastings as an insurance provider ever again. Reviewed on: 28th June 2023

Please avoid this company

Had an accident in January not my fault person ran away was later charged it's still sitting at open claim fault today as they don't reply to emails or calls yet send you letter to say you haven't responded. I have kept all my emails to prove I have Reviewed on: 25th June 2023

Customer service appealing - Will NOT refund a huge increase in renewal even with a confirmed cancelled claim

Renewal price came through on the 27/04 due on the 26/05 for £1,681.87. Due to the below they increased my renewal to £3.131.98 and only refunded £443.80 of the £1,450.11 has been refunded to date. On the 02/05 an unexpected claim was made against me even though this claim was in Surrey.... I'm in Norfolk!! Clear and sufficient tracking evidence and CCTV evidence was sent to Hastings to prove that this trip had not been made by ourselves. Hastings would not accept any of these as clear proof (for whatever unknown reason). We also had a third party inspect the vehicle for damage to which zero evidence of any damage was found. Multiple emails and calls have been with Hastings however their service has been abysmal. On the 08/06 they confirmed that the claim had been cancelled however they have only issued a partial refund of the difference. Is it too much of a convenience that this claim was made near to when the renewal came through.... Who knows, however Hastings should not be touched as when things go wrong it will be you left out of pocket. Reviewed on: 17th June 2023

Failed to auto-renew

They sent an email to say my policy would auto-renew in April 2023. It didn't renew and I didn't realise until I got warning letter from local the police. There is almost no way of contacting this company so I did it by making a compaint which wasn't acknowedged by email. I've now gone with Chuchill who are almost as cheap and were happy to talk to me. Reviewed on: 16th June 2023

easy on-line

was easy to set up car insurance on-line with hastings direct Reviewed on: 3rd June 2023

paying more then last year

i am paying more then last year. i had a poor automatic renewal. Reviewed on: 1st June 2023

Do you have a different Hastings Direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Car insurance (discontinued)
from 4 Young Drivers (inactive company) 3.96 from 20 reviews
Car insurance
from Post Office 2.05 from 70 reviews
Car insurance (discontinued)
from Sabre Insurance 4.08 from 25 reviews

Want to see more from Hastings Direct?

Van Insurance
from Hastings Direct 4.13 from 3 reviews
Personal loans
from Hastings Direct 4.01 from 119 reviews
Motorbike Insurance
from Hastings Direct 3.76 from 12 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub