Write a review

HSBC: Bank Account reviews

Name: Bank Account
Rating: 3.75 (1219 reviews)

View other HSBC products

3.62

Based on 1,219 reviews, last reviewed 28th Oct 2024

13% decrease in 5 star reviews

in the past 90 days

25% increase in 1 star reviews

in the past 90 days

44%

24%

11%

15%

Latest highest rating:

5

Good service and customer service is efficient Good service and customer service is efficient Reviewed on: 11th October 2024

Latest lowest rating:

1

One of worst bank, try opening bank account online 2... One of worst bank, try opening bank account online 20june, got declined, open account with another bank, other bank after opening ACC contacted after ... Read more Reviewed on: 28th October 2024

Read all reviews See your review

About this product

HSBC’s Bank Account is accompanied by its mobile banking app, with a range of features to help you understand your spending. There are both arranged and unarranged overdraft options available and account holders can access all of HSBC’s savings accounts.

Choosing the right current account and provider can be difficult. But it’s important to be confident in the place you store your money. Our HSBC Bank Account reviews can give you valuable insight into life as a HSBC account holder.

Find out how long customers have been with HSBC and how satisfied they are with the Bank Account. Learn more about the mobile banking app and the features it has to offer. Read genuine experiences with the customer service team to see how HSBC handles its customers' issues. Find out if account holders would recommend the Bank Account to family and friends. Take a look through our HSBC Bank Account reviews to find the ones most useful to you.

If you have a HSBC Bank Account, share your experience with our Smart Money People community. How long have you had the account and is it your main current account? What are the pros and cons you’ve experienced whilst banking with HSBC? If you have an overdraft, were you satisfied with the options you had to choose from? Do you use the mobile banking app, and if so, what are your favourite features? Write an honest HSBC Bank Account review today. Together, we can help people like you make better financial decisions.

HSBC Bank Account reviews (1219)

Review of the HSBC, Bank Account:

Excellent customer service.

Excellent customer service. I had a strange transaction come out of my account one day and they immediately helped me resolve the issue and get my money back. Been using them for nearly 20 years. Reviewed on: 15th June 2024

One of worst bank, try opening bank account online 2...

One of worst bank, try opening bank account online 20june, got declined, open account with another bank, other bank after opening ACC contacted after 1 month we will be cancelling the account as cifas marker issued by HSBC. Upon enquiring to cifas , they issued letter and advised. I should contact HSBC. Contacted HSBC, they accepted the mistake and open the account and reassured cifas marker will be removed. I was issued with HSBC card and banking services. Then end of 23 Oct, I was using ATM machine and HSBC card was retained and all online banking services blocked. Contacted the customer service and advised to visit branch for further information. Visited the branch and they advised my account has been closed after reviewed. HSBC not connected, I had to attend branch to get information. I will advise everyone not to apply for bank account with HSBC. I am retired pensioner and left with no access to my money and banking services. Reviewed on: 28th October 2024

Good service and customer service is efficient

Good service and customer service is efficient Reviewed on: 11th October 2024

HSBC review

As soon as they manager HSBC saw my Israeli passport, they even cancelled online interview with me about opening a corporate account. They did not write a reason, citing their internal rules. The government should oblige banks to give real explanations for refusals to open accounts, so that the client can go to court with this refusal. Today, the rights of bank clients are not protected in any way. Reviewed on: 10th October 2024

Overall satisfied

Ok apart from telephone answering which can be long winded Reviewed on: 8th October 2024

Good bank

I have being a customer for more than 25 years with them Reviewed on: 8th October 2024

ABSOLUTELY AWFUL COMPANY WHO PUT THEIR CUSTOMERS AT...

ABSOLUTELY AWFUL COMPANY WHO PUT THEIR CUSTOMERS AT RISK! I have a business account with them and have banked with them for over 4 years, I have recently moved abroad, they have locked me out of my account twice, first time was easily unlocked within minutes, the second time - ive called up to do the same (answer my 2 security questions) but this was not possible, so after hours and hours of trying to find a solutions the only one was for me to fly home to go to the bank, but as you had locked my bank booking fligts back to the UK is basically impossible... after explaining this and just being told this was the only solutions, i was told that i could go to Madrid to the branch there as it is closer and cheaper due to inter island flights. So after having to borrow money I managed to get to Madrid as i was told i could literally go in with my passport and everything would be fine. Obviously when i have got to Madrid this is a coporate building it does not deal with actual banking facilities, so after spending an additional 4 hours on the phone and explaining that you have now left me stranded in Madrid, I have no funds to get anywhere and you are expecting me to try and get back to the UK somehow, and all you are offering me to do is raise a complaint which takes 5 working days to be dealt with. You do not seem to care this is completely HSBCs fault for misinforming me as a customer and lying to me and still giving me no resolution for this.I would NEVER EVER USE this bank and I have to some how get a flight home so I can empty and close my account as I never want to bank with you again. I have used my account a lot for business and have put a large amount of money through my account and I do not expect to be treated so badly. You have even admitted you have no customer care or empathy as when I have explained my bad medical and health conditions there is still absolutely nothing you will do or are trying to do to help. Any other bank would do an emergency transfer to my personal account for £200-500 so I could atleast book a flight home for my partner and I but am just told there is absolutely nothing you can do but make me sit on the street on Madrid for 10 days until my telephone banking launch form is actioned, so you are willing to let your customer go through that is actually outrageous! When I have been able to sort my bank out and withdraw my funds I will be looking to close my account entirely, I will also be making sure that no-one I know will use your bank and I will make sure that everyone knows about my experience and how bad HSBC is as a bank, I will be taking this story to the national papers and will also be passing all this to my solicitor for this to be taken further legally to pursue as well as you have basically agreed that you have no care for my health condition and this could actually cause me to die. All communication with you has been recorded and all your lies will be made public and see how bad of a bank and how bad you treat your customers. HSBC IS THE WORST BANK POSSIBLE AND NEVER BANK WITH THEM!!!!!!!! Reviewed on: 20th September 2024

Great Bank

I've been a valued customer for many years and they've always been very helpful and friendly. They try to resolve any issues as quickly as possible. Reviewed on: 10th September 2024

Customer service has always been helpful and the onl...

Customer service has always been helpful and the online banking is simple and intuitive. Reviewed on: 10th September 2024

Unethical bank, if you can get past the login screen

Been with them on a few occasions and every time the same experience. They have the most complicated way to log into their accounts vs other banks. The names they give the codes, OTP, pins etc, vary throughout the process. So just logging in is a case of juggling 7+ different codes and passwords. No other bank seems to make it so hard to login apart from their child company FirstDirect. I had to repeatedly call them to unlock my accounts. Other than that, the bank account is average; nothing special, not even good savings rates like FD. And just like FD; the money isn't invested ethically. Reviewed on: 7th September 2024

Demanding customer but very happy to stay where I am

Moved to them 5 years ago after my previous bank deteriorated badly. Great mobile app, particularly the superb Balance after Bills feature, so you always know what you will have left over to spend, and instant notifications for security and to keep you up to date. Good website, which includes OFX and QIF transaction downloads so you can use your own personal finance software. Only had to ring them a couple of times in five years, and they answered straight away in the middle of the day and were very helpful. Rock solid reliability and dependability, with absolutely no hassles such as glitchy software, logon issues or declined debit or credit card payments that you see with other banks. Apart from the current account and credit card, I've also opened the separate Global Money Account for travelling abroad, and an Online Bonus Saver for quick easy access to extra money through the app if unexpected expenditure arises, and as a holding account until I put money into building society savings. Points for improvement include maybe bringing back the facility to send secure messages from online banking, and increasing the daily transfer limit, but these are very small beer compared to the excellent overall experience. I find their low-ish Ipsos and TrustPilot rankings puzzling, because the bank I left ranks higher with both, but HSBC have been way, way better. Highly recommended if you want hassle-free mobile and online personal banking, that just lets you get on with your life. Reviewed on: 6th September 2024

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

HSBC has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub