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John Lewis: Partnership credit card reviews

Name: Partnership credit card
Rating: 2.06 (899 reviews)

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2.06

Based on 899 reviews, last reviewed 22nd Jun 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor customer experience Received a text message to call New Day urgently re suspected fraud when trying to renew my car insurance online and payment was blocked. Immediately... Read more Reviewed on: 22nd June 2026

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About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

John Lewis Partnership credit card reviews (899)

Review of the John Lewis, Partnership credit card:

Why change to New Day and lose credibility?

Had a partnership card for over 30 years, always smoothly. Now New Day are involved and I get a letter telling me my emails are not reaching me. Given log in puts me on a black screen with JOHNLEEISCREITCARD.COM in blood letters with links to credit cards that have nothing at all to do with John Lewis cards. Spelling wrong and looks like it’d been done by a hacker or a child. Lost all confidence cut up my card and rang New Day they are hopeless Reviewed on: 8th November 2022

Balance transfer not actually zero percent

I used the John Lewis offer of transferring my old balance from the HSBC provided card to tye new card provided by New Day. Thinking I would have the extra period to pay this off. Imagine my surprise when I see interest on my next statement. After calling and speaking to a New Day rep on behalf of John Lewis I was advised the only way not to pay interest was to clear the whole balance including the interest free balance transfer. I was advised that the company used money I payed to cover both the retail spend and balance transfer spend. I have put in a formal complaint as I said this is against what is advertised. Plus no other credit card works thi.s way. I am now waiting on a response from my complaint. But after being a John Lewis customer for 35 years I am on the verge of closing my account. Reviewed on: 31st December 2022

Avoid! Avoid! Avoid!

It seems like I am one of many loyal and long-standing John Lewis Partnership Cardholders who have been truly and utterly sold down the river. The change in credit card provider from HSBC to New Day has been nothing short of farcical. The whole process has been confusing, complicated and hugely stressful. Like others have said the 0% Balance Transfer option is a scam. After years of clearing the balance each month I am now being hit with interest charges left, right and centre and I have been left seriously out of pocket at a time when things are hard enough as it is with soaring inflation and the cost of living crisis. The Customer Service was New Day has been non-existent. With this disastrous change John Lewis has shown nothing but contempt for its customers. If I could give them a 0 out of 5 rating I would but unfortunately I can't proceed with this review without giving them at least one star. Reviewed on: 30th December 2022

Waste of time, lies all the way down

Offered a massively worse APR than the previous card despite the offer to transfer over with a comparable APR. Totally pointless. Reviewed on: 30th December 2022

The 0% transfer from the old John Lewis credit card is a scam

We paid a transfer fee equivalent to 2% of the balance left on our old John Lewis credit card account to New Day, having been attracted to the "0% on balance transfers for up to 6 months" promotion advertised by John Lewis Financial Services. Our intention was to clear the transferred amount over six months at 0% interest and also use the new card for current purchases, subject to the usual interest charges if not paid off in full each month. Our first statement from New Day shows that not only our current purchases are subject to an interest rate, but also the balance transferred, totally contradicting the workings of a 0% transfer deal. The only way you would therefore be able to pay off the balance transfer without incurring further interest, would be to not use the card until the original debt is cleared! This surely will not be in John Lewis' interest. We have lodged a complaint through one of New Day's agents, but the complaint will not be processed until after the payment is due. Will escalate this to Trust Pilot, John Lewis and Money Saving Expert. Reviewed on: 29th December 2022

Help desk a complete failure

Unable to unblock my card despite speaking to a person. No statements issued either by post or e mail so unable to view statents or make a payment. New Days chat line a complete waste of time as all they want you to do is ring again without providing any help. Reviewed on: 29th December 2022

is a con with the 0% transfer don't do it

Took the 0% transfer offer pay the fee but I got charged interest if I don't pay in full amount That doesn't make any sense what so ever Stay way from John Lewis card If I can I will give 0 rating Reviewed on: 28th December 2022

If it ain't broke, don't fix it

They had a credit card that worked. They changed it. It is now impossible to manage my account or to pay my balance. Also there's no way of reducing credit limit. No customer service email address, have ring or write. Frustrating waste of time. Will be closing my account after nearly 20 years of having it. Sad, but necessary Reviewed on: 28th December 2022

Customer turkey purchase

We served customers with turkeys as we have for several years. John Lewis Partnership cards failed to work for nearly all our customers. It was an utter disgrace. Some customers had to either owe or use an alternative card. Reviewed on: 28th December 2022

TOTAL CRAP

AWFUL GOD FORBID WHY CHANGE THIS LOT ARE USELESS ANYWAY NOW HAVE AN M&S CARD SO MUCH EASIER SO MUCH BETTER SO ITS NOW BYE BYE JOHN LEWIS AND BYE BYE WAITROSE Reviewed on: 28th December 2022

Abysmal customer service

I've been a John Lewis credit card customer for years. HSBC, the previous card provider was efficient, approachable and courteous. New Day operates like a loan company, sending reminders to pay your bill as soon as the statement appears, and advising me to set up a DD which I have no intention of doing. I always pay in full prior to the due date using the online system and have never defaulted on payment - this is my preferred method and it was never an issue with HSBC My credit limit was almost halved and the payment terms have been reduced to 2 weeks. There is no incentive to continue with this card and I shall pay in full this month and move to another card provider. My credit rating is excellent so this won't be a problem. John Lewis has lost another loyal customer. I can only assume the change to New Day was advantageous to John Lewis because it certainly isn't to customers Reviewed on: 27th December 2022

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