Smart Money People Logo

John Lewis: Partnership Card reviews

1.32
Based on 882 reviews, last reviewed 12th Nov 2025
100% decrease in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
5%
See only 4 star reviews
1%
See only 3 star reviews
2%
See only 2 star reviews
4%
See only 1 star reviews
88%

Latest highest rating:

5

had a partnership card for years now. had a partnership card for years now. love the rewards vouchers on spends and the points you are awarded for using their credit card which i normally ... Read more Reviewed on: 12th June 2025
carol cheshire's avatar
carol cheshire

Latest lowest rating:

1

Lost my £3000 payment to my Partnership card Lost my £3000 payment to my Partnership card through their app for 2 weeks, causing much stress and many phone calls trying to get my money back - as ... Read more Reviewed on: 12th November 2025
Malcolm L's avatar
Malcolm L

About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

Find out more about the Partnership card by reading our reviews from the Smart Money People community - people like you. You can also write your own John Lewis Partnership Card review to share your own experiences.


Smart Money People is the UK's leading financial services review and insight hub. Together, we can make financial services work better for everyone.

Review John Lewis: Partnership Card now

Help others make smarter decisions by sharing your own experience. Write a review

John Lewis Partnership Card reviews (882)

I have used the partnership card for 20 years and always made payments on time, Today got rejected for new card on their clunky new application platform

1
John Lewis have lost the plot. They are alienating their most loyal customer base. Reviewed on: 8th October 2022

New Day transition farce..

1
Whoever in the John Lewis organisation agreed to change their Partnership Card to New Day has brought the company into disrepute with a lot of their customers. Having used the card for most purchases and settled the bill in full each month it appears this is not the type of user New Day want. It would seem they are more interested in people who can’t pay, and have outstanding credit each month, hence they can levy huge interest charges on them. Shame on you John Lewis in this current economic climate. Reviewed on: 8th October 2022

Shocked and Very Upset

1
I have had a John Lewis partnership card for 20 years and always pay off the full amount. I would have given the service 5 stars previously. My application for the new NewDay card has been refused and I can't find out why without writing a letter! John Lewis you are alienating your most loyal customers! Reviewed on: 8th October 2022

New JL card service is inferior

1
after years of using the old partnership card with good service I am very disappointed with the new card provider. Twice my card has been rejected on line and the provider claims no trace of the attempted transaction which went through when I uedv another cc. The wait time and ridiculous number of options on the phone is unacceptable. The staff don't seem surprised at the problems and admitted they are new and having issues. I guess this new provider is cheaper for JL and mirrors the rest of their failing customer service. Reviewed on: 7th October 2022

Dealt with John Lewis fianace for 20 plus years have now closed account.

1
I have used a John Lewis Credit card for more than 20 years with no problems at all until they changed provider. I applied for cards for myself and my wife to replace the old cards. I have been unable to activate the cards. I have been completely unable to get an answer to my phonecalls from the new provider. John Lewis do answer but say they cant do anything phone the new provider. I have cut up and binned the cards and closed the account. Reviewed on: 7th October 2022

Total Foul up for New day Credit Card applications

1
I have been a loyal John Lewis for many years but it seems JL does not value such as their transition to New Day has left me and others fuming with their ineptitude..Avoid. Reviewed on: 7th October 2022

Rubbish partnership card

1
The old John Lewis partnership credit card was very good and myself and my wife used it for every thing even holidays and we always paid the full balance off every month. With all credit cards you have a set period of time during which no interest is charged (This is called the interest free period), usually between 20 and 55 days. For some reason John Lewis or New Day has decided this is far too generous and has reduced this to a very mean 10 days. We have other credit cards that allow at the very least 24 days interest free credit. Goodbye John Lewis Partnership card!! Reviewed on: 6th October 2022

Poor Service

1
Having spent over one hour on the telephone trying to resolve an issue with my purchase of foreign currency on line I reluctantly gave up. I tried another retailer and had my order processed within five minutes. I remember well the days when John Lewis was renowned for its customer service, those days have sadly gone. I'm considering like so many others cancelling my account and moving to a retailer who can genuinely look after customers. Reviewed on: 5th October 2022

Inexplicable rejection for new Partnership Card

1
After initially being incensed and frustrated after several long calls, appeals and letters having been a long standing John Lewis cardholder with a sizeable credit limit, at my seemingly inexplicable rejection, homeowner, 999 credit rating sizeable income etc etc, I have read these reviews and am now intensely grateful that I have been rejected. If anyone is collecting ageist or sexist reasons - I exactly fit the bill I am a widow over 60. Why on earth John Lewis has gone out of its way to change provider from a respected bank to a bunch of cowboys who are immediately alienating their primary target shoppers by denying them a credit card is a complete mystery. I had always associated John Lewis with quality and customer service and New Day is a very long stretch away from that. I have now switched to a Sainsbury card and looking forward to saving money on petrol and my groceries. Good bye John Lewis. Reviewed on: 5th October 2022

There are no stars, but had to put one, reluctantly.

1
Having had a Partnership card for nearly 20 years with a £17000 credit limit, I have been issued with a new card issued by Newday, (who are not an actual bank) with a reduced credit limit. This has also reduced my 999 credit score to 987. Like so many long standing and loyal customers of John Lewis I have therefore cancelled my account and am appalled how John Lewis can disregard so many of us. This would never had have happened on Andy Street's watch who had Customer Service run through his veins. Reviewed on: 5th October 2022

Do you have a different John Lewis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from John Lewis?

  • Travel Insurance

    from John Lewis 4.75 from 3 reviews
    John Lewis
  • Breakdown Insurance

    from John Lewis 4.00 from 1 reviews
    John Lewis
  • Home insurance

    from John Lewis 2.09 from 75 reviews
    John Lewis
    View all products