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John Lewis: Partnership credit card reviews

Name: Partnership credit card
Rating: 2.06 (899 reviews)

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2.06

Based on 899 reviews, last reviewed 22nd Jun 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor customer experience Received a text message to call New Day urgently re suspected fraud when trying to renew my car insurance online and payment was blocked. Immediately... Read more Reviewed on: 22nd June 2026

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About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

John Lewis Partnership credit card reviews (899)

Review of the John Lewis, Partnership credit card:

Why change to New Day and lose credibility?

Had a partnership card for over 30 years, always smoothly. Now New Day are involved and I get a letter telling me my emails are not reaching me. Given log in puts me on a black screen with JOHNLEEISCREITCARD.COM in blood letters with links to credit cards that have nothing at all to do with John Lewis cards. Spelling wrong and looks like it’d been done by a hacker or a child. Lost all confidence cut up my card and rang New Day they are hopeless Reviewed on: 8th November 2022

John Lewis Easy to Navigate website

Their website is easy to use and the login procedure is not long-winded with card readers or number generators. Good customer service telephone help when you need it. Reviewed on: 7th February 2017

My Channel Islands postcode is not accepted to create online servicing

I have a Partnership Card but since the changes early in October have not been allowed to set up an online account because my postcode is not accepted. I now just receive a paper statement which does have my postcode on it. I sent a letter of complaint in October and was promised a reply within 8 weeks but this is now February and this issue has not been resolved. Reviewed on: 5th February 2017

great reward that soon adds up

We have no regrets about switching our credit cards to John Lewis - we get vouchers back for our spending and it soon adds up. I love receiving the reward vouchers as I can put them towards the groceries at waitrose. Reviewed on: 29th January 2017

Rubbish system caused late payment fees

John Lewis sent me a letter saying that "while upgrading our computer systems..some customers experienced issues" which prompted me to check my account and discover the last 2 monthly payments had been rejected causing late payment fees. Contacting customer services, I was told this is because the reference no on my payment instructions from my bank has not been updated since I was sent a new card nearly 2 years ago. The payments have been going through fine until September last year and suddenly stopped. As a former business analyst, it is clear to me that their updated system has stopped accepting payments with reference numbers from previous cards and no-one has informed the customers. If you pay on their website, it's no problem but, if you have a payment instruction set up with your bank, it is rejected. I took the time and trouble to explain to the customer services rep that this is unacceptable because everyone has to change their reference numbers every time they have a new card and to do this for every card would be a major pain, especially if John Lewis didn't notify them that they had to do it. The rep ARGUED with me and said it was perfectly OK because a new card had to be validated! In my view their IT system is rubbish and so is their customer service which refuses to even flag up a problem so the IT people can fix it! My solution is relatively easy - get a card from a different provider. Reviewed on: 23rd January 2017

Statement errors and useless responses from customer service

Three months in to a promotional 0% interest period, transactions started being recorded on my statement as attracting the standard interest rate. The responses to my queries from customer services were much delayed and then didn't properly address my concerns. Took 8 weeks to get a response to a formal complaint and once again it did not address my concerns. I've taken up my complaint with the financial ombudsman service now. Reviewed on: 19th January 2017

Quite Beyond Belief!

On 14 October 2016 I cancelled a Partnership CREDIT card because of suspected fraud and requester a replacement. In due course a CONTACTLESS card arrived. I phoned to query this change and requested a replacement CREDIT card, emphasising that I DO NOT WANT A CONTACTLESS CARD. I was assured that this was no problem and a basic CREDIT card would be forwarded. INCREDIBLY , punctuated by 10 further phone calls, I HAVE TODAY RECEIVED THE 7th identical replacement CONTACTLESS CARD, Is there an intelligent human available in John Lewis Finance? ( I am an additional card holder on my wife's account) Reviewed on: 14th January 2017

customer service totally out of sync with the actual facts

card got blocked by a pin machine error. 3 months later we are so concerned about the inaccuracies of their responses, we have felt forced to stop using the cards Reviewed on: 12th January 2017

Website Still Not Working Correctly and Still Long Phone Waits

Looking on the website at the online Statements page it doesn't add up; in my case my statement balance shown online was £21.95 more than the sum of the transactions. After 20 minutes on hold I get to speak to somebody who tells me there was a £21.95 transaction which they can see but I can't. You still can't trust this website for basics and this is 3 months after they put live. Reviewed on: 8th January 2017

No excel download on the Partnership Card is ridiculous

I simply don't understand how an otherwise sensible company can do something so unhelpful. The shop is fine, but the card is now almost useless to me. Reviewed on: 6th January 2017

Still cannot pay by BACS

Still having payment from Santander rejected . Had to pay by cheque . Being charged interest for first time in years , very humiliating , cannot get through to these idiots from HSBC Reviewed on: 6th January 2017

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