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Lloyds Bank: Club Lloyds Current Account reviews

4.39
Based on 578 reviews, last reviewed 12th Jun 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
67%
See only 4 star reviews
18%
See only 3 star reviews
7%
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1%
See only 1 star reviews
7%

Latest highest rating:

5

Loyal trustworthy bank, been with them over 30 years Loyal trustworthy bank, been with them over 30 years Reviewed on: 12th June 2025
Karen Murphy's avatar
Karen Murphy

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025
Peter Cadman's avatar
Peter Cadman

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (578)

Review of the Lloyds Bank, Club Lloyds Current Account:

Good if you understand how it works

4
This is a pretty golden account, but you need to understand how it works to get the max benefits from it - key points are 1 - Must pay in £1500 a month for it to be free - probably not the best account if you're prepared to pay 2 - Interest rate of 4% is very good - but again, you'll only get this if the balance is between £4,000 to £5,000 - funny thing is you don't get any interest on money above the £5,000...so stay below this! Reviewed on: 30th October 2014

BEEN WITH LLOYDS FOREVER.

5
BEEN WITH LLOYDS FOREVER. THEY'RE GREAT. THANKYOU! Reviewed on: 12th April 2025

Good basic bank account with a few little extras

3
Good basic bank account with a few little extras although since so many branch closures it difficult to get a personal touch Reviewed on: 6th April 2025

The tedious check that I am making a genuine payment...

3
The tedious check that I am making a genuine payment gets ridiculous. The "I" in A.I. seems to stand for "Ignorance" rather than "Intelligence" especially when Lloyds thinks it could be suspicious/dangerous for me to transfer money from my Lloyds Current Account to my Lloyds Savings Account; or indeed businesses that I have paid regularly for years.. As for branch service - a recent re-fit removed the clock and provided four teller stations. I always expect a queue and I borrow a chair or ask another customer to hold my place as there are normally only two stations manned, one of which has a non-customer with a complicated query that takes at least 30 minutes (which I guess is why the clock was removed!) Reviewed on: 5th April 2025

Feeling the love for Club Lloyds Current Account

5
I love the Club Lloyds Current Account as it gives me interest on up to £5k and I also receive an annual benefit. I choose 6 Odeon Cinema tickets which saves me at least£90. It also opens the door for higher savings rates . Great account all round Reviewed on: 4th April 2025

seniors modern day plight

4
As a senior customer we get well informed and updated on our Lloyds club current account but in the difficult times we could do with more interest and perks to help with todays ever increasing bills Reviewed on: 3rd April 2025

Brilliant bank, with great incentives and a fantasti...

5
Brilliant bank, with great incentives and a fantastic App Reviewed on: 2nd April 2025

Banking with Lloyds is very easy and the app is very...

5
Banking with Lloyds is very easy and the app is very easy to use. Reviewed on: 2nd April 2025

great service and the benefits are good value for th...

5
great service and the benefits are good value for the fee. Reviewed on: 2nd April 2025

Loyal, great bank, been with them for years

5
Loyal, great bank, been with them for years Reviewed on: 2nd April 2025

Good switching incentive

5
Great switching incentive and easy to navigate across switching. Clear and easy terms and conditions and FAQs Reviewed on: 2nd April 2025

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