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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

never had any issue

5
never had an issue with lloyds - good app too Reviewed on: 23rd December 2018

Highly recommend

5
I have been a customer for over 50 years and have always been impressed at the way I have been contacted by my branch giving advice on the accounts paying the highest rates of interest. Accounts have benefits including travel and mobile phone insurance and I can report that, when I had occasion to claim on the travel insurance, the claims were met timeously. Reviewed on: 17th December 2018

Good all-round account

4
Excellent experience online and in the app. Plenty of account information available presented in a clear and user-friendly way. The account pays a good rate of interest and offers a range of incentives to account holders including regular cash-back and money-saving offers as well as an annual "gift" such as a magazine subscription or dining deals. Reviewed on: 17th December 2018

In the club

5
Great value for money , I get 6 cinema tickets, phone insurance , breakdown, and travel insurance for a small monthly fee. The banking app is brilliant and easy to use . Customer service is excellent Reviewed on: 17th December 2018

Team Club Lloyds

5
Reliable bank Good account benefits, including a free monthly magazine subscription with a range of titles to chose from. Account fee is waved if you pay in a certain amount every month. Reviewed on: 16th December 2018

Efficient

3
They do their job, but in the past cashiers have tried to sell DEBT (I mean Loans) to me - suggesting I could buy a new TV or for Christmas. Reviewed on: 15th December 2018

Account with benefits

5
The bank called me to let me know about the Club account. A face to face meeting was arranged the same day. Excellent service. Reviewed on: 14th December 2018

Not a bad word to say

5
A bankthat rewards for you for banking with them. I had a choice of 3 rewards and opted for Annual Gourmet Society membership, which I have made some amazing savings with. Reward is available for the full time that I am with the bank. Great interest rates. great customer service Reviewed on: 13th December 2018

Best bank

5
Always received great service from Lloyds, both online and in store. Wide range of products suitable to your individual needs. No monthly account fees which is amazing! I love Lloyds! Reviewed on: 10th December 2018

Best Bank in UK

5
Lloyds is a leading bank in UK with Bank is Scotland and Halifax. Lloyds puts the customer first. More secure and easy access through Branch, phone and app. Knowledgeable customer service to shortout the issues. More number of branches and ATM's across UK. Proud to have an account in Lloyds. Easy way of bank switching. Easy access of mobile apps for my all statements. Thanks Lloyds Bank. Reviewed on: 7th December 2018

A bank I've stayed with.........

4
Been with the group since the 1960s. I Find Lloyds online banking easy to use with plenty of options, and branch visits are a pleasant experience. Reviewed on: 4th December 2018

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