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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Didn't change address properly

3
I contacted the Bank on many occasions to change an overseas address as I was stuck there due to Covid-19 and my card had expired. The staff I spoke to on the phone only put in the 1st line of the address despite me spelling the full address patiently word for word. The new Debit card never arrived Obviously due to this major error Reviewed on: 19th February 2023

Easy to set up

5
It's important to regularly visit the bank and make sure that you're getting the best deals.I switched to the Club Lloyds current account and have doubled my interest! Reviewed on: 16th February 2016

High Interest on current account

5
Tutbury Branch - Small village branch - always helpful, signed up easily transferred from Classic account, free magazine every month as a 'reward'. Reviewed on: 16th February 2016

no fuss banking

4
i changed my bank account from barclays to lloyds after years of issues with barclays and i am so glad that i did. i have never had any issues with lloyds - no frills, no bells and whistles, just a bank account that works. i find them very helpful. Reviewed on: 15th February 2016

Excellent

5
Good on line banking system, easy to use. Also a good phone app. Helpful cashiers in the bank Reviewed on: 14th February 2016

Good but more competitive options on market

3
Customer service appears to have improved, no real problems but not as competitive as other accounts on the market Reviewed on: 12th February 2016

Helped with fraud

5
I love my bank Lloyds TSB, I have no problems what do ever. When my account was frauded the bank was brilliant. Reviewed on: 12th February 2016

Always trying to sell me stuff

1
i hate my bank, everytime i go in they try to sell me stuff. They offered me a loan to pay off the last part of my finance as it would be a lower interest rate so i agreed i went in sat down for 45 minutes with them to be told i dont qualify!!! They've done it quite a few times. I stay with them as it's a hassle to move but they aren't a good bank. Reviewed on: 12th February 2016

Recommended

4
I have banked with Lloyds for over 40 years, they are always polite, friendly and i've never had any problems. I would certainly recommend them. Reviewed on: 31st January 2016

Best of traditional and modern banking

5
This is a review of a Club Lloyds current account held at the Helston, Cornwall branch. In the branch you get traditional, competent service and you rarely have to wait long. The staff make a real point of being friendly and welcoming and don't take offence when I tell them that I don't want to use the new-fangled machine for paying in cheques and I don't want a financial review and I don't want their home insurance. I'm very happy with the Club Lloyds current account that pays a great interest rate and is accessible via a web-site that hardly ever goes down and I get access to the Club Lloyds monthly saver and they even send me a copy of Runners' World every month! Reviewed on: 26th January 2016

Easy banking

4
Easy to bank with, great online banking service and good customer assistance on the phone when in need of assistance Reviewed on: 22nd January 2016

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