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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (630 reviews)

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4.44

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Perfect. Everything plus more that you need in a current account

The customer service in every Lloyd bank I have been in is superb. Everything you need, with someone always at hand who is understanding. Reviewed on: 10th November 2015

Brilliant

Their app is amazing. It has completely changed the way I bank. I couldn't recommend it enough! Reviewed on: 9th November 2015

As efficient as a bank bank can be with great staff and brilliant service.

Since I first joined Lloyds several years ago they have always made sure that banking has been easy for me. On the phone for longer than 20 minutes they gave me a refund in to my bank. They're very active about fraud monitoring. Reviewed on: 9th November 2015

one imperfection

great for interest on credit balance and have not had any problems with day to day banking. However, wish they had a secure messaging system like other banks, as if you want to contact them you have to visit or phone Reviewed on: 31st August 2015

great account

No problems at all with this account, and I get 4% interest each month and also a magazine Reviewed on: 31st August 2015

good interest rate

easy to operate this account both online and in branch. Pays 4% interest and I also get a free magazine each month Reviewed on: 31st August 2015

easy to use

easy to use online and in branch. They also pay a good rate of interest Reviewed on: 29th August 2015

GREAT INTEREST RATE

use this as my main account and get 4% interest. Also get Vue cinema tickets as well as an additional reward Reviewed on: 27th August 2015

One of the best interest paying accounts on the market.

If you are looking for an account to get a decent interest rate on,the Club Lloyds account is a good choice paying a rate of 4% on balances of £4-5k,certainly beating any of the regular savings accounts on the market despite itself being a current account.This account is also unique in offering annual lifestyle benefits i.e. cinema tickets/magazine subscription which is a first from a bank account for me, but great combined with the the high interest rate. Reviewed on: 26th August 2015

Good account

Have had this account for 1 year. It is great if you keep £5000 in it as it pays 4% and I also get a free magazine each month. having the account also lets me open a monthly saver also paying 4% Reviewed on: 26th August 2015

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