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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (630 reviews)

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4.44

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

nothing but trouble for last week

Trying to sort out paying for my phone bill and Lloyd's bank service just keep declined the payment when the money was in the account Try to. Get my bank card unblocked at customers service And the staff who was very rude No wonder why I am switching to another bank as Lloyd's has been nothing but trouble for last week Reviewed on: 9th April 2015

Good as long as you make min payment

A great free account so long as you make the min monthly payment which should be fine for most working people. This accounts gives you access to some good products offers as well as a lifestyle subscription (you can choose the one that most appeals to you). Reviewed on: 2nd April 2015

Lloyds Bank has donated to the fund for homeless war veterans and that's giving something back!

Lloyd's Banking Group suffered from the merger with HBOS which had been poorly run & had toxic assets. Fortunately after some very difficult years, the Group is back into profit & the Government bailout will soon be history with Lloyd's no longer partially owned by the UK taxpayer. This is excellent work. Bankers have been criticised & rightly so. Dishonest bankers nearly destroyed the world economy. And now Lloyd's have donated to the fund for homeless veterans which shows they are serious about helping society & not just themselves!! Lloyd's is trying to ensure that future generations of customers will find that they are a bank that truly can be trusted. Reviewed on: 6th March 2015

A good, valuable account

Great account that is flexible to match the needs of different people/interests. Particularly like the interest rate which is very nice. I would recommend but worth noting that there is a £5/month charge if you do not pay in £1500 or more! Reviewed on: 23rd February 2015

Not a massive differnce, easy to change to though

Changed my account from current account to Club Lloyd on the recommendation of the bank adviser. Extremely easy to do, if not a bit long and tedious, hardest bit was having to keep watching the clips, saves the staff having to say it I assume. To be honest I have not noticed any change at the moment apart from the free magazine, Reviewed on: 25th January 2015

Good

I think they are a very good and proficient company that all the people in england would like to join their team and enjoy their services. Reviewed on: 11th January 2015

Good if you understand how it works

This is a pretty golden account, but you need to understand how it works to get the max benefits from it - key points are 1 - Must pay in £1500 a month for it to be free - probably not the best account if you're prepared to pay 2 - Interest rate of 4% is very good - but again, you'll only get this if the balance is between £4,000 to £5,000 - funny thing is you don't get any interest on money above the £5,000...so stay below this! Reviewed on: 30th October 2014

Get some bad press, but sound for me

Had my current account with Lloyds for a while. Decent but not exceptional service, but delivers what i need Reviewed on: 15th October 2014

Probably the best current account out there

Loads of good perks, and the ability to choose the ones that work best for you. Got to keep paying in >£1.5k/month otherwise it costs £5/month Reviewed on: 14th October 2014

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