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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.08 (769 reviews)

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4.04

Based on 769 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

20%

10%

Latest highest rating:

4

Long term customer I’ve been a Lloyds Bank customer for over 40 years I find them ok but I wish they would offer me deals that new customers get, I think they charge lot... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

2

Avoid Lloyds Bank I am now actually afraid to go to my local branch to perform a banking transaction. I am virtually rugby tackled by an obnoxious jobsworth with an iPa... Read more Reviewed on: 23rd January 2026

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About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (769)

Review of the Lloyds Bank, Classic Account:

Good Bank, Strong App

I switched to Lloyds very easily this year, I bank primarily online and in-app. My only complaint would be the in-app ad screens for Lloyds products before you can access the account details. It would also be nice if there was a functionality to share your bank details from within the app. Reviewed on: 9th February 2020

Its my first physical account in uk and am still using.

Its my first physical account in uk and am still using. Its very excellent bank. Reviewed on: 15th April 2024

Lloyds bank is a ok bank but nothing exceptional

Lloyds bank is a ok bank but nothing exceptional, it lacks some modern features that other banks offer such as Revolut Reviewed on: 15th April 2024

Prompt opening

I am pleased to open my classic bank account in Lloyds Bank without any difficulty. Unlike other Bank companies Lloyds bank follows today's world advancement while providing an online platform for new users to open a bank account promptly without additional paperwork. Besides, stuff guiding you toward the online system is very helpful and responsive. You just need to take few minutes to fill out the online form and then you are good to go! Few days later, your brand-new bank card is at your door, easy-peasy. Reviewed on: 15th April 2024

Very good customer service, friendly and welcoming i...

Very good customer service, friendly and welcoming in branch Reviewed on: 15th April 2024

Excellent Security

Lloyds Bank has the best security and fraud prevention system I have ever seen. I enjoy the flexibility of accessing my account easily online. Reviewed on: 12th April 2024

Neigh other bank comes near.

I like the horse and Lloyds in general. Mostly the horse. Still, it offers decent perks and it's a bank. Never had an issue. Did I mention the horse is great? Reviewed on: 12th April 2024

Lloyds are rubbish!

Lloyds are rubbish! Been with them for years because that's what folk did before changing became so easy. I got so sick of complaining about their rubbish customer service I switched to Chase and never looked back. Reviewed on: 12th April 2024

Lloyds banking services are fascinating

Lloyds banking services are fascinating Reviewed on: 12th April 2024

Good live good transfer good company

Good live good transfer good company Reviewed on: 10th April 2024

lack of features...

Interest not particularly good and lack of features compared to challenger banks e.g. you have to pay fx fees abroad! Reviewed on: 2nd April 2024

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