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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (15369 reviews)

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4.92

Based on 15,369 reviews, last reviewed 20th Feb 2025

3557% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

User friendly! Easy to transfer money, and the look and ease of use of the app is great! Reviewed on: 20th February 2025

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15369)

Review of the Monzo, Current Account:

Easy, Straightforward banking

My mum managed to get Monzo after chatting to her about it in a park as we were feeding the ducks. It's easy, safe and it has cool features like the IFTTT and the pots which I love. Reviewed on: 11th November 2019

User friendly!

Easy to transfer money, and the look and ease of use of the app is great! Reviewed on: 20th February 2025

Great for savings

Finding all the help tools is great I've been able to start using it more for savings, love penny challenge Reviewed on: 20th February 2025

Undoubtedly Monzo is best!

Undoubtedly Monzo is best! I don’t even use any other bank now. Reviewed on: 19th February 2025

I love Monzo and I use it as my main bank.

I love Monzo and I use it as my main bank. I especially love the pots feature as they help me budgeting my salary every month Reviewed on: 18th February 2025

Monzo has made banking enjoyable

Since setting up my account with Monzo, I have never been more invested in my money, returns, savings and ISAs. I absolutely love the app, it's so easy to use. I would absolutely recommend them (and have done already) to anyone wanting to take control of their finances. Reviewed on: 18th February 2025

good bank card

very good bank card to use i would recommend it to a friend Reviewed on: 18th February 2025

Brilliant Easy Banking

Overall, my experience with Monzo is an excellent one. I do have an issue which is in danger of not being resolved satisfactorily hence my marking at the moment of ‘good’ instead of ‘excellent’ as the outcome is not yet known. That said, I have been kept well informed and customer service staff have been very helpful. Otherwise, can’t recommend them highly enough. Reviewed on: 18th February 2025

Customer service is now almost useless thankfully o...

Customer service is now almost useless, thankfully only had to deal with them a few times in 8 years so the account is pretty good overall Reviewed on: 17th February 2025

No Longer Trustworthy or Reliable

I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking bank that would protect me from fraud or mischarges. Unfortunately, Monzo has become nothing more than an unreliable shell of its former self. A recent incident made it abundantly clear just how far this bank has fallen. I was charged for a service I had cancelled, and despite my efforts to resolve it, I was met with an astonishing lack of accountability. After disputing the charge, the company involved sided with me but still provided no evidence to support the charge. Monzo, instead of standing by its customer, passed the responsibility off entirely and claimed it was too late to issue a refund—after promising me otherwise. I even raised a formal complaint, hoping that some semblance of professionalism would be restored, but was instead fobbed off with a generic, unhelpful response that only deepened my frustration. The total lack of competency and care from Monzo in dealing with my issue has shaken my trust in them entirely. At this point, it's clear that Monzo no longer values its customers or its reputation. Their customer service is a joke, their response times are abysmal, and their ability to handle basic banking issues has become non-existent. For a company that once touted itself as a safe alternative to traditional banks, I now question whether they even understand the core tenets of banking—transparency, accountability, and professionalism. There are far better options out there, and I encourage anyone considering Monzo to think twice. Their service has deteriorated so badly that it's no longer a viable option for anyone who values their money and time. Save yourself the hassle. Move elsewhere. Reviewed on: 17th February 2025

Monzo: The Ultimate Modern Bank

I've been using Monzo as my only bank account for everything—spending, savings, pension, and investments—and I couldn't be happier. Monzo has completely redefined what a bank should be in the digital age. The app is incredibly intuitive, making budgeting effortless with features like instant spending notifications, savings pots, and detailed transaction breakdowns. I love the flexibility of setting up multiple savings goals with interest-earning pots, and the ease of investing directly through the app. Their pension integration is also a game-changer, allowing me to manage everything in one place. Customer service is top-tier, always responsive and helpful, and their commitment to transparency and innovation keeps me confident that I'm in the best hands. Monzo isn’t just a bank—it’s the future of banking. 5/5 – I wouldn’t use anything else! Reviewed on: 17th February 2025

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