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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19395 reviews)

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4.93

Based on 19,395 reviews, last reviewed 21st Apr 2026

105650% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy functional app reliable not encountered any iss... Easy functional app reliable not encountered any issues over the past few years I have had an account with them Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19395)

Great service, great app

Had the app for about 4 years now; recently bought a home and needed to use my legacy accounts for some of the process and was amazed how far worse the rest of the industry still is. Reviewed on: 24th January 2022

Simple and to the point

It doesn't offer useless features, just what's needed Reviewed on: 24th January 2022

Built for customers

Been with Monzo since 2016, loved the journey from challenger to leader. Clear strategy to provide the best banking experience possible. Reviewed on: 24th January 2022

Fantastic bank, 10/10 would recommend

Great company, amazing app, no issues, constantly bringing out new features. Love it, keeps banking interesting, safe, and helpful! Reviewed on: 24th January 2022

Easy to use and secure

Using the Monzo app makes spending and tracking money easy and look great. Features like the payment notifications and locations keep me confident my account is secure and using the account abroad is so easy. Reviewed on: 24th January 2022

Best bank going

The app is fantastic and has better features than the high street bank I also use. Looking to fully switch over at some point in the future Reviewed on: 24th January 2022

just so convenient!

Monzo takes all of the effort out of baking for me. It’s helped me manage all of my finances in a really simply and logical way. The effort is very low on my end, which is so rare for a bank. I love my Monzo account and my only frustration is that I didn’t open one earlier! Reviewed on: 24th January 2022

Easy to travel

Monzo takes the worry out of traveling abroad as its very simple to use when abroad. Reviewed on: 24th January 2022

Easily the best

Have been with Monzo since 2016 and always improving and truly consumer focused. Reviewed on: 24th January 2022

Such a pleasant experience

Everything about Monzo is a pleasure to use, especially the features such as shared tabs, payment links, and even just sending and receiving money from people. The account feed is so clear and useful, there’s never any mystery about what, why or when a payment has been or will be made. Reviewed on: 24th January 2022

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