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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Good bank but needs improvement

2
Good banking app, customer services need more training, more features for people with less than perfect credit would be good like other banks have. Being able to pay in a check via photo like every other bank can would be brilliant, you have 0 branches but yet hsbc and others you can take a photo of a check. Sort that out monzo come on. Reviewed on: 24th January 2022
Jake's avatar
Jake

Very reliable

5
I've used monzo for years and they've never let me down. Quick responsive team and pots to keep me motivated to save money! I hope they win! Reviewed on: 24th January 2022
Massi889's avatar
Massi889

Best bank ever!!!!

5
Monzo is the best bank in the UK by far Reviewed on: 24th January 2022
lewis mills's avatar
lewis mills

Relief to have a bank with good app

5
All other banks I've had (or still have) have much worse apps and internet banking. Monzo is a breath of fresh air. Reviewed on: 24th January 2022
jjlharrison's avatar
jjlharrison

Reliable and easy to use

5
Monzo has always been my favourite bank since they begun. Their customer service team are always handy and the app is so innovative! Reviewed on: 24th January 2022
Dylan Finnie's avatar
Dylan Finnie

A refreshing way to bank

5
Banking with Monzo is like no other traditional bank. I’ve been able to sort my finances out, budget and save with the use of Monzo’s app. Knowing exactly where you are with instant transaction updates, and being able to review and track spending is a delight. I can’t imagine going back to a traditional bank and not having Monzo’s pots, it would leave me in absolute chaos. Their online support and chat too is brilliant and always friendly. Reviewed on: 24th January 2022
James's avatar
James

Sets a standard for what banking should be!

5
The staff, the information they give you, the service all top quality and sets a high standard to which all banks should aspire! Reviewed on: 24th January 2022
Dean Montague's avatar
Dean Montague

Transparent, user friendly, and the way banking should be done.

5
Honestly, best bank I’ve been with. I can see what I’m spending my money on, delight to use their app. They even have an API which I can feed my transaction data from, allowing me to automate otherwise time-consuming work. Reviewed on: 24th January 2022
James Marx's avatar
James Marx

team Monzo all the way

5
Monzo is so easy and simple to use and great to manage my finances. Reviewed on: 24th January 2022
Luke Mainstone's avatar
Luke Mainstone

Intuitive, reliable, and easy to use.

5
The Monzo current account offers me everything I need from my bank right at my fingertips. Besides my personal current account, I also use a joint account with my partner to manage our household finances. Having all expenses separated in pots saves us plenty of time and allows us to keep track of what we are spending per category. Simply unbeatable. Reviewed on: 24th January 2022
Fede Vaz's avatar
Fede Vaz

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