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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18706 reviews)

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4.93

Based on 18,706 reviews, last reviewed 12th Mar 2026

48400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Always excellent for service and brand Always excellent for service and brand Reviewed on: 12th March 2026

Latest lowest rating:

1

Don't have your back They don't look after you when you need them most. Will lock your account with no explanation or timeline of resolution, leaving you without funds to ... Read more Reviewed on: 12th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18706)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Helps with understanding savings and investments.

Helps with understanding savings and investments. Reviewed on: 26th January 2026

love using monzo bank for budgeting, easy to do with...

love using monzo bank for budgeting, easy to do with their separate pots that you can create and lock until a certain date. Also get paid early, and the app is so easy to use. Reviewed on: 26th January 2026

Awesome app and great Extra features

I pay for one of the Extra plans, and I really feel like I get the value for money out of it. I earn extra interest (which pays off the cost of the monthly plan), the spending tracker feature is the best in the industry, and I feel like the app is the easiest to use out of any of the banking apps I have. I’d vote for Monzo any day of the week! Reviewed on: 25th January 2026

Easy to use and great features.

Easy to use and great features. Love having separate pots to split money on payday. The 1p saving challenge is also a great way to get in to good savings habit Reviewed on: 24th January 2026

Easy for daily spend and also especially while you a...

Easy for daily spend and also especially while you abroad as well and customer service in touch efficient Reviewed on: 24th January 2026

The Bank Account that Helps Me Control my Spending

So far, I have not come across a bank account that allows me to have such control over my spending, when money is coming in and out, and alerting me to upcoming bills. I have a second account with a high street bank and never have any idea when money is going in or out but, with Monzo, I always have full oversight and control which helps me manage my budget so much better. Reviewed on: 24th January 2026

Fantastic Bank

Got nothing but praise for this bank. Great perks to banking with them and everything is quick and efficient. Reviewed on: 23rd January 2026

Very bad service full stop .

Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should consider first . As Monzo doesn’t do realisable adjustment for customers Reviewed on: 23rd January 2026

Move to Challenger Banks!

I had a terrible experience with my traditional bank when I had my wallet stolen. I couldn't get any service from my previous bank and was left with no access to my funds. I opened an account with Monzo and straightaway I had a new digital card that I could use from the beginning. The sign-up process was so simple and their UI is really good. I love all the additional features too, like tracking spending categories and trends. Reviewed on: 23rd January 2026

Really really great bank, very handy getting paid a...

Really really great bank, very handy getting paid a day early Reviewed on: 23rd January 2026

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