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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18782 reviews)

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4.93

Based on 18,782 reviews, last reviewed 15th Mar 2026

50833% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have never had any issues, i love the perks and re... I have never had any issues, i love the perks and rewards, incentives etc. i love the layout of. the app, everything is simple, colourful and modern, ... Read more Reviewed on: 15th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18782)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

I’ve been banking with Monzo for 6 years as my only...

I’ve been banking with Monzo for 6 years as my only current account, the tools available, accessibility and customer service are the best I’ve experienced of any bank. Reviewed on: 10th April 2025

I haven't had any issues to have to experience custo...

I haven't had any issues to have to experience customer service but yet I have no doubt. Love the app and the little noises it makes was so easy to use Reviewed on: 10th April 2025

Love the Monzo app and its interface, super user fri...

Love the Monzo app and its interface, super user friendly UI and ease of use. Great for moving money around and splitting bills with friends and family. Love the features it has for gambling controls (blocks) etc as well as the speed it takes to transfer between accounts. 10/10 Reviewed on: 10th April 2025

It's excellent for saving and budgeting.

It's excellent for saving and budgeting. Reviewed on: 10th April 2025

Good rates, discounts and cashback on currently account

Good rates, discounts and cashback on currently account Reviewed on: 10th April 2025

Helpful customer support and really really great app

Helpful customer support and really really great app Reviewed on: 10th April 2025

Monzo has made my banking much easier than tradition...

Monzo has made my banking much easier than traditional banks. The automatic spending summary features and ease of categorising expenditure has made handling my finances much less scary. The app is a big part of this, it has a great user interface that lets me move money and check my finances momentarily, as well as providing multiple options for putting money aside. Reviewed on: 10th April 2025

Not a bad word to say about Monzo

Not a bad word to say about Monzo. Their app is slick and easy to use, their kids offering is simple… AND FREE! And the customer service you receive through the app is second to none! No complaints here and I have recommended Monzo to anyone who will listen. Reviewed on: 10th April 2025

Absolutely love banking with Monzo.

Absolutely love banking with Monzo. Love the fact I can use the same card across multiple countries with no currency conversion charges! The App is great and the savings pots have helped me save loads over the years. Reviewed on: 10th April 2025

Fantastic for young professionals

Really easy to set up, no charges, and super user friendly interface. It is also simple to connect other accounts, transfer between banks, and maximise savings. My other bank wasn't able to approve me me for a credit card, but the Monzo Flexi card was easy to apply for, and get approved. As a young professional, being able to lock savings, set spending limits, and track expenses has helped me adjust to the cost of London living. The current account Round-Up scheme is also super beneficial for saving without a ton of effort, as is the ongoing Penny challenge and the cashback offers. Overall the usability of the app, integrations with contacts for splitting bills or paying friends, and the savings offers have made Monzo a great option. Reviewed on: 10th April 2025

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