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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17002 reviews)

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4.92

Based on 17,002 reviews, last reviewed 11th Apr 2025

51925% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank account to use abroad and for direct debit... Best bank account to use abroad and for direct debit as easy to cancel when required. Good security, easy to manage and great customer.er service Reviewed on: 11th April 2025

Latest lowest rating:

2

Froze our card Froze my husband's card for absolutely no reason. Not expected behavior. Can do much better. Reviewed on: 9th April 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17002)

Review of the Monzo, Current Account:

Brilliant banking but not perfect

I’m a big fan of Monzo, it felt like they were the catalyst for technical advancement in an archaic industry. For the first time in my life it feels like I’m not constantly being manipulated and tricked to pay unnecessary charges and their system feels transparent and helpful. Support is prompt and human. Lots of useful tools and features. I do, however, have a couple of minor gripes, the user interface of the app feels awkward, it was updated some years ago and it lost its intuitive structure. I’ve watched people new to Monzo struggle to get a hang of moving between pots and accounts. I’ve also received numerous emails selling loans only to he told at the first stage of application that being self-employed means I don’t have a regular income which is untrue and a very dated way of looking at employment status. This seems at odds with their forward thinking in every other area. Reviewed on: 24th January 2022

The simplest and easiest bank to use

The simplest and easiest bank to use Reviewed on: 10th April 2025

Perfect app easy to use and convenient

Perfect app easy to use and convenient Reviewed on: 10th April 2025

So easy to use.

So easy to use. Instant clear access to your money Reviewed on: 10th April 2025

Easy to use.

Easy to use. Very clear updates to conditions and interest rates. App is easy to navigate. The layout is in a format that is easy to see. Very easy to set up the additional accounts. Referrals are easy to navigate and share. Reviewed on: 10th April 2025

Monzo Makes Money Management Fun and Effortless

I really enjoy using Monzo’s Flex card—it offers great flexibility and control. The saving challenges are a fun and effective way to build better habits, and I love how easy it is to set up and manage a Cash ISA or explore investment opportunities directly in the app. It’s all incredibly user-friendly and intuitive, which makes managing my finances feel less like a chore. I’m genuinely excited to see what new features Monzo introduces next! Reviewed on: 10th April 2025

Has a great experience and now use current account j...

Has a great experience and now use current account joint account love the savings pots and also now have a credit card all with Monzo. Works really well and helps me manage my finances. I don’t know how I would cope otherwise!! Reviewed on: 10th April 2025

Excellent day to day banking app

Excellent day to day banking app Reviewed on: 10th April 2025

I have been using monzo for 6 years

I have been using monzo for 6 years Reviewed on: 10th April 2025

Never any issues.

Never any issues. Clean and simple experience. Reviewed on: 10th April 2025

Always had a good experience with Monzo

Always had a good experience with Monzo. You can get paid a day earlier and they have various account and credit options Reviewed on: 10th April 2025

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