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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17291 reviews)

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4.92

Based on 17,291 reviews, last reviewed 29th Jan 2026

3000% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve been with Monzo for several years now. I’ve been with Monzo for several years now. I like the variety of saving options such as Mondo flex. The app is very clearly laid out and I can find e... Read more Reviewed on: 29th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17291)

Review of the Monzo, Current account:

best bank ive dealt with

easy to use. nice app. helpfull gives confidence in my dealings. Best bank ive been involved with for many years and banks. Reviewed on: 6th April 2023

always was very good to m...

Been with them now 5 years always was very good to me and my needs Reviewed on: 23rd January 2026

I love Monzo !

I love Monzo ! I have used Monzo for about 6 months now and i am just about to switch my wages from being paid into my well known high street bank account to Monzo. I love how it updates instantly, you can access your wages a day early, it has little money saving incentives, it’s easy to use. All in all it’s fab. However I couldn’t rate the customer service as I have never had to use them but I’m sure they are just as amazing as the app. Reviewed on: 23rd January 2026

Easy, hassle free but help when needed.

Easy, hassle free but help when needed. Reviewed on: 23rd January 2026

Great features, easy to set up and use the app and a...

Great features, easy to set up and use the app and account compared to some other banks Reviewed on: 23rd January 2026

The most user friendly bank I have used, great featu...

The most user friendly bank I have used, great features with saving pots and discounts. Superb app. Reviewed on: 23rd January 2026

Easy to set up and use

Easy to set up and use. They make everything simple and have on line support. You can get paid your salary a day early which is super useful… Reviewed on: 23rd January 2026

Easy to use app and excellent features!

Easy to use app and excellent features! Reviewed on: 23rd January 2026

Monzo - first class.

Easy to use and always available to help. Reviewed on: 23rd January 2026

Love love love Monzo

Ive been with Monzo for a few years now and the app is just absolutely brilliant, it does everything I need it to, its seamless, great UI and looks great as well. Ive signed up for the 1p challenge and its got a great little bit where you can hide the daily transactions so I dont even see the pennies going out, towards the end of the year might be harder but for now its a great little saving Reviewed on: 23rd January 2026

I've been with Monzo 5 years and they get better eve...

I've been with Monzo 5 years and they get better every year. The 1p challenge is a great idea for savings customer service is quick and very helpful no matter what query you have Reviewed on: 23rd January 2026

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