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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17289 reviews)

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4.92

Based on 17,289 reviews, last reviewed 27th Jan 2026

2900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Monzo Bank Ltd help for everythings Monzo Bank Ltd help for every client of any problems with your received/send money,with your current account ,send for 2 weeks earlier about upcomming... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (17289)

Review of the Monzo, Current account:

Life-changing

Switching from a trad bank to Monzo 5 years ago was one of the best decisions I ever made. My finances have transformed from being in debt, to having an emergency fund, a deposit for a house and a little extra saved away. Easy to use, accessible and customer-centric, Monzo were a breath of fresh air. Now my husband has an account, we have a joint account, and a business account. I made the mistake of opening a business account with a competitor, resulting in unnecessary stress. My only criticism is that the innovation seems to have halted. I'd like to see them venture into new areas, as Revolut has. Reviewed on: 11th April 2023

Easy, hassle free but help when needed.

Easy, hassle free but help when needed. Reviewed on: 23rd January 2026

Great features, easy to set up and use the app and a...

Great features, easy to set up and use the app and account compared to some other banks Reviewed on: 23rd January 2026

The most user friendly bank I have used, great featu...

The most user friendly bank I have used, great features with saving pots and discounts. Superb app. Reviewed on: 23rd January 2026

Easy to set up and use

Easy to set up and use. They make everything simple and have on line support. You can get paid your salary a day early which is super useful… Reviewed on: 23rd January 2026

Easy to use app and excellent features!

Easy to use app and excellent features! Reviewed on: 23rd January 2026

Monzo - first class.

Easy to use and always available to help. Reviewed on: 23rd January 2026

Love love love Monzo

Ive been with Monzo for a few years now and the app is just absolutely brilliant, it does everything I need it to, its seamless, great UI and looks great as well. Ive signed up for the 1p challenge and its got a great little bit where you can hide the daily transactions so I dont even see the pennies going out, towards the end of the year might be harder but for now its a great little saving Reviewed on: 23rd January 2026

I've been with Monzo 5 years and they get better eve...

I've been with Monzo 5 years and they get better every year. The 1p challenge is a great idea for savings customer service is quick and very helpful no matter what query you have Reviewed on: 23rd January 2026

Great customer service after I reported a fraudulent...

Great customer service after I reported a fraudulent transaction, they investigated it very quickly Reviewed on: 23rd January 2026

The Bank That Actually Gets Me

Monzo has been a truly fantastic bank — and I don’t say that lightly. Unlike the high street banks that still feel stuck in a different era, Monzo actually adapts to how real people live. From Pots that keep my money organised without effort, to instant payments that just work, to little extras like gifts and cashback, it genuinely feels like everything is designed with the customer in mind. It’s the first bank I’ve used where I don’t feel like I’m “managing a bank account” — I’m just living my life, and Monzo quietly makes the money part easier. If a bank can feel human, this is it. Monzo isn’t just my bank — it’s like a friend in my pocket: reassuring when I need control, helpful when I need clarity, and always there in the background making things smoother. It’s banking that actually feels on my side Reviewed on: 22nd January 2026

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