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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19134 reviews)

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4.92

Based on 19,134 reviews, last reviewed 31st Mar 2026

93150% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Reliable. Always works worldwide - reliable. Good notifications. Reviewed on: 31st March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19134)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great easy to use bank, just download the app upload...

Great easy to use bank, just download the app upload your ID and your off Reviewed on: 9th February 2025

Excellent bank

Great bank, clear about my finances and you can plan every step. Makes my finances easy to manage and has great rates Reviewed on: 9th February 2025

Very good and so easy to use it whe I travelled it w...

Very good and so easy to use it whe I travelled it was very good very easy Reviewed on: 9th February 2025

No hidden fees.

No hidden fees. Straightfoward and easy to use banking app. Reviewed on: 9th February 2025

All good.

All good. Easy to navigate, quick to view, and transfer money. Reviewed on: 9th February 2025

Whenever I have had any problems with companies for...

Whenever I have had any problems with companies for refunds there has been no hesitation at all from Monzo it’s sorted very quickly and I feel very lucky that I was recommended to this great bank, thanks Monzo, 81 year old customer Reviewed on: 9th February 2025

me fully updated on my account and offers.

Keeps me fully updated on my account and offers. Reviewed on: 9th February 2025

Great banking app.

Great banking app.linked to contaacts. Quick easy transfers. like the 1p challenge idea. Thoughtful and innovative Reviewed on: 9th February 2025

Why i give monzo 5 out of 5

Monzo is brilliant for. Brining new ideas to banking (examples being the 1p saving challenge, virtual cards etc) if I have had to contact monzo support they have managed to resolve my query. You can also chat to them over the phone or by text chat service within the app and there's also a security feature where you can check if you are legitimately speaking to an advisor. I would rate monzo 5 out of 5 very good bank. Reviewed on: 9th February 2025

Great experience and makes banking so much easier.

Great experience and makes banking so much easier. Reviewed on: 9th February 2025

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