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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17291 reviews)

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4.92

Based on 17,291 reviews, last reviewed 29th Jan 2026

3000% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve been with Monzo for several years now. I’ve been with Monzo for several years now. I like the variety of saving options such as Mondo flex. The app is very clearly laid out and I can find e... Read more Reviewed on: 29th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17291)

Review of the Monzo, Current account:

The Pinnacle of 'App Based Banking'

Monzo is the kind of company that 'listens' to it's customers and actually publishes that it is indeed listening. It then holds itself 'accountable' to certain timelines by prioritising customer requests. These are voted for by the outstanding forums- and it truly feels like this is (smart) 'community led banking' for this generation. The best recommendations are word-of-mouth and truly, I have been an ambassador (for free!) to herald Monzo's app and service structures. Give them a try- you will definitely switch to this enhanced way of banking. Reviewed on: 7th November 2018

Just banking!

Just banking! No offers of credit, no fuss, no issues, perfect Reviewed on: 22nd January 2026

Everyone should have a monzo

Monzo is so useful I’ve been using monzo for about 3 years now. and it’s a very reliable trust worthy bank and has great features like the flex credit which you can take advantage of when you’re needing that little bit of extra money . They also provide emergency overdrafts and don’t limit you when they can see you need the funds Reviewed on: 22nd January 2026

Always able to resolve issues or queries with barely...

Always able to resolve issues or queries with barely any wait time. Extremely good with any fraudulent activity possibilities. Great value for money with monzo perks, offering benefits no other banks do. Reviewed on: 22nd January 2026

I use Monzo as a small account to transfer funds to...

I use Monzo as a small account to transfer funds to my grandchildren. Over the last year i have contacted them to discuss my account and have found them helpful and knowledgeable. I have joined their daily savings plan and they are encouraging me to improve my financial position over the next 12 months. Reviewed on: 22nd January 2026

It has been simple easy and intuitive to bank with t...

It has been simple easy and intuitive to bank with them via the app Reviewed on: 22nd January 2026

Great customer service, good reminders about money a...

Great customer service, good reminders about money and benefits available. Covered by FSCS now too Reviewed on: 22nd January 2026

Easy to use great for anyone wanting to Budget with...

Easy to use great for anyone wanting to Budget with their money as you can have POS to split your salary up ; could be Car, Dentist etc. Reviewed on: 22nd January 2026

A* baking

Monzo is a bank app that is so easy to use, customer service is great and als easy to use abroad Reviewed on: 22nd January 2026

A bank FOR its customers

The savings challenge helped me out massively. Husband and I did one together and I even recommended it to my mother-in-law. Cashback on shops I usually shop at helped me to earn back £20 for the year. Can access your pay a day earlier that when it would usually have been paid. Just smart, forward thinking, FOR the customer type of bank. Reviewed on: 22nd January 2026

Great Value For Money

Great referral problem, staff are always happy to help on the app and membership program can give you money if you're lucky Reviewed on: 22nd January 2026

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