Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17197 reviews)

View other Monzo products

4.92

Based on 17,197 reviews, last reviewed 8th May 2025

17215% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I love that Monzo has outstanding features like spli... I love that Monzo has outstanding features like splitting bills and creating pots for budgeting. Also, it's very good if you use it abroad with no fee... Read more Reviewed on: 8th May 2025

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17197)

Review of the Monzo, Current Account:

Life-changing

Switching from a trad bank to Monzo 5 years ago was one of the best decisions I ever made. My finances have transformed from being in debt, to having an emergency fund, a deposit for a house and a little extra saved away. Easy to use, accessible and customer-centric, Monzo were a breath of fresh air. Now my husband has an account, we have a joint account, and a business account. I made the mistake of opening a business account with a competitor, resulting in unnecessary stress. My only criticism is that the innovation seems to have halted. I'd like to see them venture into new areas, as Revolut has. Reviewed on: 11th April 2023

I am very satisfied to share my experience with Monz...

I am very satisfied to share my experience with Monzo Banking services. Reviewed on: 19th April 2025

Very good current account, plus interest paid too at...

Very good current account, plus interest paid too at a reasonable rate. Reviewed on: 19th April 2025

Easy to use intuitive platform and they are educatin...

Easy to use intuitive platform and they are educating me too! Reviewed on: 19th April 2025

Future of banking

So easy to use and brilliant user interface - great offers with cashbacks and savings accounts etc Reviewed on: 19th April 2025

Very easy to set up & use.

Very easy to set up & use.I especially like the noise when money is paid in (not so much out) lol Reviewed on: 19th April 2025

Good communication from employees

Good communication from employees Reviewed on: 18th April 2025

Love the current account used them for years.

Love the current account used them for years. Fast, easy to access, love the new products introduced all the time Reviewed on: 18th April 2025

Brilliant, monzo is so easy to use.

Brilliant, monzo is so easy to use. Considering so many branches are closing for other banks I enjoy the ease of being able to do all my banking needs from an app. Reviewed on: 18th April 2025

Easy user interface, excellent holiday card

I like the easy user interface, and how easy they make using my card abroad. Reviewed on: 18th April 2025

Useful for day to day activities

Simple and easy to use. Great app and many options available for all kind of financial situations. I like the additional benefits for saving and investing Reviewed on: 18th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Allied Irish Bank - AIB 2.61 from 16 reviews
FlexPlus
from Nationwide 4.00 from 317 reviews
Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub