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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Brillant

Due to closure of my previous online provider I did a little research and moved over to Monzo. A seamless transition, with all the tools at your finger tips to manage your account. I recommend regularly to friends and family. Reviewed on: 25th April 2023

Great personal banking

Best personal bank experienced so far. Reviewed on: 24th April 2023

Great Bank

Monzo is the best bank and has got the best app amongst all banks Reviewed on: 24th April 2023

Simple, how banking should be!

Extremely easy, clear, presentable and modern for a 21st Century bank! Reviewed on: 24th April 2023

Makes budgeting simple

The interface is sleek and intuitive. Pots makes it simple to separate money for different things e.g. bills, emergency funds, holiday and Christmas. Reviewed on: 24th April 2023

Love it

I have a Monzo current account since it was in Beta version. Since then I love it. The pink attracts good attention especially abroad where people are not used to it. Reviewed on: 23rd April 2023

Best banking app for saving and budgeting

Moved to Monzo and was impressed at all the features it has for saving and budgeting - by far the best I've ever used! Reviewed on: 23rd April 2023

Scam

Worst bank. Freezing account. No customer care service at all Reviewed on: 22nd April 2023

Making Money aMazing

Monzo has change my money management. Gone are the days of living in an overdraft. With Monzo and their fantastic features I now save monthly and have left the overdraft days behind. A massive saving in terms of money and stress! Thank you Monzo Reviewed on: 21st April 2023

Slick

Very slick interface, easy to use, however for use abroad it doesn't quite stack against my Starling with their fee free withdrawals. Reviewed on: 20th April 2023

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