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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Get Paid Early

4
The vet paid early is a feature that I have not seen with any other bank and this to me makes it a top bank. Reviewed on: 31st May 2023
Ofb's avatar
Ofb

Easy to use

4
Easy to use & helps me to budget Reviewed on: 31st May 2023
Sam T's avatar
Sam T

Perfect current account

5
This is the perfect current account for modern times. Monzo has so many features which the high street banks have had to copy in order to keep up with this challenger bank. Reviewed on: 31st May 2023
muhaimin.ali@icloud.com's avatar
[email protected]

Excellent and modern bank

5
I love Monzo’s unique features like getting paid earlier and the flexible saver pots Reviewed on: 31st May 2023
riyac's avatar
riyac

Easy to use!

5
Very easy to use app and makes it so simple so split bills, request money etc. originally opened the account to spend money abroad but now use it regularly for everyday banking! Reviewed on: 31st May 2023
Annie Langridge's avatar
Annie Langridge

Best current account EVER

5
I tried Monzo after a friend and fellow-ADHDer recommended it. It has honestly helped to pull me out of a hole and manage my money better. I have tried EVERY app/account/trick out there to help with budgeting etc but nothing has worked…until now. When I get paid my money shoots off into little pockets. I pay certain bills from each pocket and so I know, as the month goes on, that I won’t run out of money for the important stuff. This hasn’t changed my spending mentality; I still want to spend all my money on complete tosh as soon as I get it BUT I am now in control and don’t end up with too much month left at the end of my money. I have had a transactional dispute with Monzo and the Customer Service person I spoke with via the chat facility was utterly woeful. I escalated the case and the team that looked into it after that have been fantastic and restored my faith in Monzo, therefore it wouldn’t seem fair to knock a star off for that. Thank you Monzo Reviewed on: 31st May 2023
The Fat Eagle's avatar
The Fat Eagle

Easy banking

5
Since being with monzo my banking has become much easier. Standing orders are easily setup with no fussing about with a card reader. Getting paid a day earlier has been a big bonus. Flex is also an excellent but now pay later option that has helped several times on those big purchases. Customer service answers fast within the online chat and you also get a clear answer not copy and pasted instructions. Overall best bank I've had. Reviewed on: 31st May 2023
Mike Beeby's avatar
Mike Beeby

So easy to use

5
I have tried a number of "app" banks, and Monzo is by far the best - I use a current account for everyday spending and it's so useful for tracking spend and keeping to a budget. And best of all, all the features are so easy to use! Reviewed on: 31st May 2023
Sinead's avatar
Sinead

Great bank

5
Great app, great customer service, wages a day early at 4pm. Best bank account ever. Reviewed on: 31st May 2023
Garethb1989's avatar
Garethb1989

Never thought I would review a bank

5
Honestly never thought I’d care enough to take the time to review a bank, but I’ve actually found Monzo to be both useful and impactful in my life. The tools, availability, and the fact that everything can be done via the app without the need to find time to go to a branch is amazing. I’d recommend Monzo to anyone who wants a bank that is more than just a piggy bank and has actual beneficial tools. Reviewed on: 31st May 2023
D. Osborne's avatar
D. Osborne

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