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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18377 reviews)

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4.93

Based on 18,377 reviews, last reviewed 8th Mar 2026

37800% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Always there Always there, notifications are sent for money going out, ease of use, Reviewed on: 8th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18377)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Perks subscription

I am a perks subscriber and I really feel the value of the benefits- they are tangible, relatable and really practical. Not something I experience often with subscriptions. Reviewed on: 9th February 2026

They are the best bank I’ve had.

They are the best bank I’ve had. Friendly, efficient, fast transactions, excellent package deals with great benefits such as cinema tickets, money back, Greggs and more. Great savings challenges and decent interest rates for savings accounts. 10/10 recommend. Reviewed on: 9th February 2026

Great bank and easy to use!

Great bank and easy to use! Provides lots of tips and help on budgeting. Reviewed on: 9th February 2026

Probably the best bank to date!

Joined Monzo back in November 2024 due to my bank I was with at the time constantly messing me around, locking my account 24/7 but since I’ve joined Monzo I’ve had no hassle what so ever. Got to be the best bank out there at the moment. Reviewed on: 9th February 2026

Quick, easy and convenient.

Quick, easy and convenient. A great banking app that makes every day purchases so easy. Reviewed on: 9th February 2026

An easy, responsive and useful banking app.

An easy, responsive and useful banking app. It helps keep save, is flexible with its credit and helps keep track spending brilliantly. Reviewed on: 9th February 2026

Never had a problem with monzo.

Never had a problem with monzo. Always on hand to help and the banking service is always reliable Reviewed on: 9th February 2026

Current Account - Highly recommended

Following a referral, I opened a current account. Excellent interaction, seamless communication and overall a really intuitive product. In my opinion, highly recommended. Reviewed on: 9th February 2026

Great alternative to online banking

I started using Monzo over a year ago to help with rebuilding my credit score and to generally control my finances. The ability to have separate pots (and virtual cards) for specific expenditure such as commuting, holidays, shopping etc makes it easy to manage budgets. The cashback offers are great and varied. Many options for savings and investments, including the 1p/day challenge which is simple but effective. All this and more is available on a very user-friendly app! Reviewed on: 9th February 2026

Very approachable

Any query’s I’ve had have been responded to swiftly and in a manner of reassurance. Reviewed on: 9th February 2026

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