Smart Money People Logo

Nationwide: FlexAccount reviews

4.45
Based on 1,013 reviews, last reviewed 27th Feb 2026
7000% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
15%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
8%

Latest highest rating:

5

Ethical, trustworthy and I'm a member I moved to nationwide because I find the majority of other banks unethical but nationwide is not just ethical, it also is a building society and rewar... Read more Reviewed on: 22nd February 2026
clairesalem2018@gmail.com's avatar
[email protected]

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide FlexAccount reviews (1013)

Review of the Nationwide, FlexAccount:

I have been banking with them for 19 years its a go...

5
I have been banking with them for 19 years its a good bank Reviewed on: 3rd February 2025

They need to get with the times

3
I opened a bank account to keep an eye on my mortgage and make it easier to make overpayments. You can't pay cheques in through the app unlike Barclays, our nearest branch is quite some way away, things aren't that much easier doing anything and ringing them you are on hold for ages, employ more staff and update your technology! Reviewed on: 1st June 2023

Friendly, reliable service

5
I've banked with Nationwide for many years, and I really appreciate that our local branch is still open when so many high street banks have closed. It's so important to be able to deal with real people face to face, and the staff at our Nationwide in Exmouth are always so helpful. The new Fairer Shares initiative is a nice bonus too! Reviewed on: 31st May 2023

Easy account

5
Easy to use Flex account. Recommend for main account. Reviewed on: 31st May 2023

Best Building society

5
Nothing is to much trouble always there to help and advise. Lovely to walk in the branch and speak to someone straight away. Reviewed on: 31st May 2023

Best Bank

5
Best bank around at this time staff in local branch very kind and helpful very welcoming very clean branch. Reviewed on: 30th May 2023

Great flex account

5
Love my Flex account as it means I don’t have to pay monthly charges for a decent current account. No frills account but with an overdraft. Easy to use app and staff always helpful on customer helpline ! 5/5 ! Reviewed on: 11th April 2023

I LOVE NATIONWIDE

5
The best bank - have been with them for over 25 years and have a credit card, 2 savings accounts, a current account and a mortgage...best customer service ever and I recommend them to everyone. Reviewed on: 11th April 2023

Good solid bank

5
I have been a member of this building society for over 40 years. They are great Reviewed on: 11th April 2023

Very good

4
Good but not as good as 20 years ago Reviewed on: 11th April 2023

Great used for 20 years

5
Great account no problems, no winner on interest rates but solid and useful app and account. Reviewed on: 10th April 2023

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Nationwide?

  • Student Current Account

    from Nationwide 5.00 from 5 reviews
    Nationwide
  • Cash ISA

    from Nationwide 4.74 from 66 reviews
    Nationwide
  • Regular Savings

    from Nationwide 4.69 from 89 reviews
    Nationwide
    View all products