Write a review

Go to business site

Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.49 (1066 reviews)

View other Nationwide products

4.49

Based on 1,066 reviews, last reviewed 31st Mar 2026

11700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

72%

15%

Latest highest rating:

5

Most caring bank about customers. Most caring bank about customers. Reviewed on: 31st March 2026

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026

Read all reviews Write a review

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: FlexAccount now

Help others make smarter decisions by sharing your own experience.

Write a review

Nationwide FlexAccount reviews (1066)

Nationwide

App is easy to use, shame they charge if you need a statement Reviewed on: 23rd September 2018

good value

I pay a fee for my monthly bank account and in return I get year round travel insurance and mobile phone insurance. In addition, there is interest on balances up to £2500, which means I get half the amount of the fee back in interest. Great! Reviewed on: 23rd September 2018

Would recommend

Good service in branch and by the app. Reviewed on: 23rd September 2018

No fuss

A no fuss, no frills account which I've had for about 17 years now. Always good customer service and website is easy to use, as is the app. Easy to keep track of my incomings and outgoings. Reviewed on: 30th July 2018

great service

Great product. Excellent online service. Reviewed on: 29th July 2018

Flex account

The online banking system is very easy to use, I like being able to move money to where I need it. Reviewed on: 24th July 2018

Very Good

Always found Nationwide very helpful Reviewed on: 1st July 2018

loyal customers mean nothing

I have two current accounts with nationwide one single and one joint. I went on maternity leave and as I was not receiving a wage my overdraft was taken away on my single account to the sum of £900 due to this I could not pay some direct debts due and this affected my credit score our joint account had an overdraft limit of nearly 5000 we asked for it to be increased to £2000 nationwide refused due to my recent credit score rating that I feel was caused by them. I have been a loyal customer for over two decades and always had an excellent credit score but have received no help from this bank even though there earlier decision has been a major influence on my recent credit score which is why we were refused a greater overdraft on our joint account Very disappointed with this bank and would not recommend them to anyone. Reviewed on: 23rd June 2018

Happy

Very happy with this account and happy with the customer service both in store and on the phone. The app is time saving and convenient Reviewed on: 20th June 2018

Brilliant app and banking

The app for the flex account is easy to use, easy to manage and pay people from. The account itself has a great interest rate for balances up to 2500 Reviewed on: 10th June 2018

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Current Account
from Tesco Bank 4.35 from 67 reviews
Reward Silver Account
from NatWest 4.62 from 167 reviews
Current account
from Hampden Bank 4.50 from 5 reviews

Want to see more from Nationwide?

Student Current Account
from Nationwide 5.00 from 6 reviews
Cash ISA
from Nationwide 4.78 from 70 reviews
Regular Savings
from Nationwide 4.69 from 91 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub