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Nationwide: FlexPlus reviews

3.93
Based on 337 reviews, last reviewed 3rd Mar 2026
900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
65%
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10%
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2%
See only 2 star reviews
2%
See only 1 star reviews
21%

Latest highest rating:

4

Like the linked flexi plus in this packaged bank acc... Like the linked flexi plus in this packaged bank account that give us worldwide travel insurance and breakdown cover. Reviewed on: 24th February 2026
Ian C's avatar
Ian C

Latest lowest rating:

2

AA breakdown cover from Nationwide flex plus I hit a pothole and burst a tyre at midday. Reporting procedure was quick and efficient, however AA came after 2 hours of reporting and I had to wait ... Read more Reviewed on: 3rd March 2026
Gangani's avatar
Gangani

About this product

Nationwide FlexPlus is a packaged bank account.

For a monthly fee, the FlexPlus current account gives you worldwide family travel and mobile phone insurance, plus UK and European breakdown cover.

Nationwide FlexPlus reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide FlexPlus reviews (337)

Review of the Nationwide, FlexPlus:

Great account

5
I love this account and the benefits that come with Flexplus Reviewed on: 6th January 2020

Because you are better than Metro Bank

5
The best. The best. The best. The best. Reviewed on: 4th March 2021

Very happy with it

5
Very helpful n easy to understand n use Reviewed on: 19th February 2021

Best bank account with insurance benefits

5
This is the most useful bank account I have since it comes with mobile insurance, travel insurance and breakdown for £13 per month which is a bargain. I would recommend Nationwide to my family and friends with any hesitation. Reviewed on: 18th February 2021

Hassle free banking

5
For a reasonable monthly charge you get a competent banking service and useful benefits - travel insurance, vehicle breakdown and mobile insurance. Reviewed on: 17th February 2021

trystworty

5
excellent friendly service,top service Reviewed on: 16th February 2021

Great service and value you can trust

5
The package represents exceptional value but the main selling point is you can trust Nationwide. Reviewed on: 8th February 2021

Threatened to close account if I complained to the Financial Ombudsman

1
I made a complaint to the financial ombudsman regarding charges on my account. Nationwide customer service called me and told me they were giving notice to close my account because I had complained. They said I could keep a bank account if I didn’t complain about an wrong doings they did and would monitor my account for any complaints in the future. If I made another complaint about something they did wrong my bank account would be closed. Can’t believe a UK bank can operate by threatening its customers. Reviewed on: 27th January 2021

Utterly useless don't use them

1
Utterly useless don't use them, complained about staff in local branch and was told I was abusive & voilant towards them. All I asked for was replacement card as it gets refused everywhere as won't swipe or use in machine. They said at counter can't do anything you have to phone call center,. Reviewed on: 19th January 2021

Flex plus Travel Insurance

1
Submitted a claim in April 2020 and it is now January 2021 and they are still undecided over accepting that I was covered when my holiday had to be cancelled when the Danish government banned all foreign nationals from entering Denmark due to the Corona pandemic. I get conflicting views as to wether my claim is valid and have had to keep chasing them for a firm decision before I involve the ombudsman . UK insurance who underwrite these policies are a disgrace and Nationwide should stop using them . Reviewed on: 14th January 2021

Travel Insurance

2
10 years ago we were delayed returning from holiday after flights were cancelled due to an ash cloud caused by a volcanic eruption. We claimed for delayed departure & Nationwide duly paid out. In March our flights from Spain were cancelled due to Covid 19. We eventually returned 4 months later, when flights resumed. Last week Nationwide finally declined to pay out for the delay because we hadn't checked in before the flight was cancelled. Apparently the wording of the policy has been changed. Handy for them given that free check in on Ryanair flights begins only 48 hours before departure. Reviewed on: 7th October 2020

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