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Nationwide: Credit card reviews

View other Nationwide products
4.12
Based on 204 reviews, last reviewed 2nd Feb 2026
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
22%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

4

Nationwide it self is fine. Nationwide it self is fine. The only issue with their credit card is, there are no perks, like points, rewards, deals or discounts. Use your credit ca... Read more Reviewed on: 28th January 2026
MM's avatar
MM

Latest lowest rating:

1

Trying to get answers online is almost impossible an... Trying to get answers online is almost impossible and very stressful, I was eventually given a refund from a company I used with no help from nationwi... Read more Reviewed on: 2nd February 2026
Tommy Marks's avatar
Tommy Marks
Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (204)

Review of the Nationwide, Credit card:

Avoid!

1
1 star is more than what they should get but I can't do zero. 7 people I've spoken to today. Three times "cut off" and one time I failed security reading direct from my bank statement the answers!!! Shocking serice. I'm now trying to pay my balance and cancel my card and I can't even do that. All this started from multiple payments on my account I didn't ask for. Any other credit card company would have stoppd these straight away as they're still pending. But not nationwide. A million hoops for customers to jump through despite the answers being correct still no help, yet nothing for the companies who scam us! Don't bother using them terrible company Reviewed on: 6th June 2023
Jen's avatar
Jen

Great

5
I highly recommend Nationwide Credit Card as they are professional and helpful when you have a problem. Reviewed on: 17th December 2018
Patricia Hancock's avatar
Patricia Hancock

Good customer care

4
very understanding to the needs of customers Reviewed on: 9th December 2018
Morris Foday 's avatar
Morris Foday

Decent credit card company

4
Good customer service. They’re helpful and have incentive like cash back. Reviewed on: 2nd December 2018
Ben's avatar
Ben

International travel

5
No commission on transaction made abroad. It is useful as we like to shop in France Reviewed on: 10th November 2018
Ingrid M's avatar
Ingrid M

brilliant

5
excellent customer service and no problems with setting it up Reviewed on: 8th November 2018
Stephen Wilshaw's avatar
Stephen Wilshaw

Select Credit Card

4
A great Credit Card with no non-Sterling transaction fees. Reviewed on: 6th November 2018
Kelly May's avatar
Kelly May

Select Visa Card

4
The lack of non-Sterling transaction fees saves me a significant amount every year on my overseas spends. Reviewed on: 6th November 2018
Kelly May's avatar
Kelly May

Great

5
This card enables you to use it in Europe without any transaction charge so it's one of the best on the market. Reviewed on: 6th November 2018
Patricia Hancock's avatar
Patricia Hancock

great

5
no charges in europe so one of the best Reviewed on: 6th November 2018
Patricia Hancock's avatar
Patricia Hancock

DONT BECOME THEIR CLIENT

1
I made a wrong international transaction on 18th of April 2018 for 882 pounds. 6 months later the money are stuck in their intermediary bank HSBC and they cant be bothered to give me back my money blaming the intermediary bank and the intended receiving bank for not getting back to them. is 2018 and NWBS doesnt have the means to track money, thats what they are keep saying thru internet banking. i am not the only one people., DO NOT USE NATIONWIDE BUILDING SOCIETY SERVICES Reviewed on: 2nd October 2018
Camelia 's avatar
Camelia

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