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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

PayPal is one of the safest apps/website out there!

PayPal is one of the best apps to make sure you are safe online. They also offer PayPal credit and pay in 3. It makes me feel safe to use them. Reviewed on: 31st May 2025

Amazing!!!

Go experience so far. I have not had any problems, they have always respected quickly and efficiently Reviewed on: 31st May 2025

PayPal is convenient, fast, and reliable

PayPal provides a convenient, fast, reliable service and method for paying for goods online. I feel safe making PayPal transactions and know that if there are problems with online retailers that PayPal has my back. Their customer service has always been easy and accessible and provided me with answers, explanations and reimbursements when necessary. Reviewed on: 31st May 2025

II’m very happy to use PayPal to pay my big expenses...

II’m very happy to use PayPal to pay my big expenses in instalments. The 4 months to pay without interests is very useful. I manage the repayment on my own pace. I also find it easier to connect to my PayPal account instead of using my bank card. Reviewed on: 31st May 2025

Excellent Sevice

Helpful and excellent service. Application is user friendly and easy to transact Reviewed on: 31st May 2025

Amazing!

Amazing! Helps me out till payday. Very convenient at a click of a button! Reviewed on: 31st May 2025

Used paypal for years.

Used paypal for years. Trusted credit for online purchases and convenient. Reviewed on: 31st May 2025

Very straightforward and easy to use

Very straightforward and easy to use Reviewed on: 31st May 2025

Paypal have been absolutely brilliant for everything...

Paypal have been absolutely brilliant for everything, from credit to payments, even when clawing back money from bad online sellers. flawless. Reviewed on: 31st May 2025

Excellent service very easy to use

Excellent service very easy to use Reviewed on: 31st May 2025

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