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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

I recommend

Very fast and efficient decisions Reviewed on: 31st May 2025

I have use PayPal every time when I buy anything fro...

I have use PayPal every time when I buy anything from online. Its very helpful and secure. Reviewed on: 31st May 2025

Solid offering for credit options but,

Solid offering for credit options and a continued capacity for multiple usage over the space of a year. Issues can, however, arise, with the user experience side of things through the website. When looking on how much to pay, versus how long left, the design can be confused or lacking updates. Reviewed on: 31st May 2025

Flexible credit options

I love there is several credit options given, from paying in installments or having 3 months interest free. It really helps when your in a pinch Reviewed on: 31st May 2025

It has been smooth with no issues.

It has been smooth with no issues. I have used it for over two years now Reviewed on: 31st May 2025

They are great, using it for years.

They are great, using it for years. Only few times been scammed and was waiting 30 days to escalate a case or something like that,and the suddenly it said i can't claim anymore. Misunderstood their statement and lost my rights to claim. Reviewed on: 31st May 2025

Pay pal offer a great service always one that is aff...

Pay pal offer a great service always one that is affordable and easy to manage they got great communication n most of the time u can get it interest free over a period of time Reviewed on: 31st May 2025

They offer good options for payments such as pay in...

They offer good options for payments such as pay in 3 which I find useful, easy to use App and also good customer service. Reviewed on: 30th May 2025

I really appreciate my PayPal credit account for eve...

I really appreciate my PayPal credit account for everything. Reviewed on: 30th May 2025

Good offers for pay in installments interest free

Good offers for pay in installments interest free Reviewed on: 30th May 2025

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